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Latest Articles
The Family Gave Away Half of Dad's $200,000 and Used the Other Half to Pay the Nursing Home Through the Penalty. Medicaid Allowed It, and the Strategy Has a Name
4+ hour, 55+ min ago (607+ words) Elder law attorneys have a name for the strategy that let one family walk away with $100,000 while Medicaid still picked up Dad's nursing home bill, and the math behind it depends on a single annuity contract surviving federal scrutiny. The…...
PL Insurance Premiums Are Determined by 'Sales'—Mechanisms and Pitfalls Small Import Businesses Should Know｜ohba.artlife
1+ day, 15+ hour ago (534+ words) PL insurance premiums are largely determined by three factors. Industry (Risk Category): Rates differ by product type. Manufacturing is higher than retail Sales: Rates are expressed as '○ yen per 1 million yen in sales' Payment Limit (Coverage Amount): Choose from 50 million,…...
Beyond Review Volume: What Healthcare Payers Now Expect From Managed Care and Utilization Management Consulting
13+ hour, 51+ min ago (447+ words) This shift reflects a broader change in how payers view consulting. Where engagements once focused primarily on filling gaps, many organizations now expect a consulting partner to strengthen the underlying operating model so improvements persist after the engagement ends. Why…...
Audit finds documents missing, incomplete for millions in North Dakota fund transactions
5+ hour, 33+ min ago (711+ words) BISMARCK — A five-year performance audit of the North Dakota Development Fund found missing or incomplete documentation for more than two dozen loans and equity investments, including millions of dollars worth of transactions requiring board review or approval that have no…...
What is California’s Proposition 40? How the proposed 5% billionaire tax could work
7+ hour, 43+ min ago (795+ words) California is home to as many as 250 billionaires, whose combined wealth is estimated at more than $2 trillion, according to the Reuters report. California also has more billionaires than any other US state, according to a Forbes estimate. The state is…...
Insurance Expert Ben Buenzow Explains Small Business Insurance Priorities in HelloNation
15+ hour, 3+ min ago (291+ words) The article outlines how small businesses in the Des Moines metro can prioritize insurance coverage to manage operational and financial risks. URBANDALE, Iowa, Sept. 20, 2026 /PRNewswire/ -- What insurance coverage should a small business in the Des Moines metro secure first to…...
Survey Finds 1 In 3 Americans With Health Insurance Have Medical Debt
8+ hour, 3+ min ago (101+ words) Sunday, September 20, 2026 Sucks at first, but totally worth it A new survey found that one third of Americans who have health coverage still have medical debt that they are paying off over time. What do you think? “Yeah, but the…...
Patients who fight health insurance denials often win
15+ hour, 3+ min ago (1240+ words) Few patients appeal when insurers decline to pay for their care. Many don’t even know they can. But new data show that when they do, they frequently win — in some plans, nine out of 10 times. Insurers disclosed this data on…...
You’re Not Fighting About Money. You’re Fighting About Two Different Disasters.
3+ hour, 43+ min ago (213+ words) What a couple’s stalled NISA conversation revealed about the word “risk.” This story is based entirely on my …...
His Daughter Signed the Admission Agreement as "Responsible Party," a Formality, the Nursing Home Said. When Dad's Medicaid Application Failed, the $32,000 Bill Came to Her
8+ hour, 32+ min ago (625+ words) Nursing homes hand families a stack of admission paperwork and call the signature line a formality, but a single phrase buried in that contract can transform a daughter from her father's caregiver into his creditor's target. The Full Benefits Desk…...