News
Inside India's insurance mis-selling problem and why it remains hard to fix
1+ day, 9+ hour ago (857+ words) Mis-selling continues to be one of the most persistent problems in India's insurance sector, surviving repeated regulatory tightening and growing scrutiny. Even as the regulator sharpens rules around disclosures, suitability and customer consent, complaints linked to unfair business practices rose…...
Proposed insurance ombudsman rules: What policyholders should know
4+ week, 2+ day ago (909+ words) After years of rising insurance complaints, delayed claim settlements, and growing anger over rejected payouts, the regulator has finally put a tighter grievance framework on the table. The Insurance Regulatory and Development Authority of India (IRDAI) recently released the Draft…...
Cancer patients in India face health insurance crisis, finds new study
1+ mon, 1+ week ago (941+ words) Cancer patients in India are facing a health insurance crisis, according to a new study by Plum Data Labs of one lakh cancer claims filed between 2023 and 2025. The data shows a country getting better at catching cancer early, yet struggling…...
From tax deadlines to LPG, pensions: 5 major financial changes starting December 1
1+ mon, 1+ week ago (421+ words) As November comes to a close, many people are rushing to finish their pending financial tasks. Several important deadlines fall on November 30, and from December 1 a new set of rules will start kicking in. These changes will affect pensions, tax…...
Will your pension stop after November 30? Check now
1+ mon, 1+ week ago (407+ words) Pensioners across the country have just a short time left to submit their annual Life Certificate, also known as the Jeevan Pramaan Patra. The certificate must be submitted on or before November 30, and without it, monthly pension payments will be…...
Why wedding insurance is becoming the next big trend in India
1+ mon, 1+ week ago (815+ words) For generations, Indian weddings have been elaborate affairs'grand, emotional, and painstakingly planned. Yet beneath the glitter lies a growing anxiety: what happens if something goes wrong? From sudden vendor cancellations to unexpected storms washing out outdoor ceremonies, families have begun…...
Newly married? Here’s the insurance playbook every couple needs
1+ mon, 1+ week ago (668+ words) The first months after marriage often go by in a warm blur of setting up a home, blending habits, and figuring out how two lives fit together. But beneath all of that sits a quieter reality. Marriage merges risk. Two…...
Will worsening air quality make your health insurance premium costlier?
1+ mon, 1+ week ago (633+ words) If you live in a city where the air feels heavier every winter, your health insurance could soon start reflecting it. Insurers are reviewing city-based pricing as pollution levels, lifestyle diseases, and rising treatment costs increase the risk profile of…...
How India’s health insurance system locks out millions with disabilities
1+ mon, 2+ week ago (1008+ words) Srinivasu Chakravarthula, a visually impaired accessibility professional, believed he had done everything right. A long-time taxpayer, he meticulously followed every requirement to secure a locker facility at SBI Life for his nine-year-old son. He turned in every document, underwent medical…...
Why high health insurance claim settlement ratios can be misleading
1+ mon, 2+ week ago (1090+ words) Most health insurance companies in India publish claim settlement ratios that look reassuring at first glance. Figures above 90% suggest that claims are handled smoothly and that policyholders have little to worry about. But the picture changes once you understand how…...