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India Today
indiatoday.in > business > personal-finance > story > insurance-policy-mis-selling-agents-india-irdai-rules-explained-2847979-2026-01-07

Inside India's insurance mis-selling problem and why it remains hard to fix

Inside India's insurance mis-selling problem and why it remains hard to fix1+ day, 9+ hour ago   (857+ words) Mis-selling continues to be one of the most persistent problems in India's insurance sector, surviving repeated regulatory tightening and growing scrutiny. Even as the regulator sharpens rules around disclosures, suitability and customer consent, complaints linked to unfair business practices rose…...

India Today
indiatoday.in > business > story > insurance-complaints-under-watch-what-you-need-to-know-about-proposed-ombudsman-rules-2833054-2025-12-09

Proposed insurance ombudsman rules: What policyholders should know

Proposed insurance ombudsman rules: What policyholders should know4+ week, 2+ day ago   (909+ words) After years of rising insurance complaints, delayed claim settlements, and growing anger over rejected payouts, the regulator has finally put a tighter grievance framework on the table. The Insurance Regulatory and Development Authority of India (IRDAI) recently released the Draft…...

India Today
indiatoday.in > business > story > cancer-patients-in-india-face-health-insurance-crisis-shows-study-2828707-2025-12-01

Cancer patients in India face health insurance crisis, finds new study

Cancer patients in India face health insurance crisis, finds new study1+ mon, 1+ week ago   (941+ words) Cancer patients in India are facing a health insurance crisis, according to a new study by Plum Data Labs of one lakh cancer claims filed between 2023 and 2025. The data shows a country getting better at catching cancer early, yet struggling…...

India Today
indiatoday.in > business > story > from-tax-deadlines-to-lpg-prices-pensions-ups-atf-prices-5-major-financial-changes-starting-december-1-2827505-2025-11-28

From tax deadlines to LPG, pensions: 5 major financial changes starting December 1

From tax deadlines to LPG, pensions: 5 major financial changes starting December 11+ mon, 1+ week ago   (421+ words) As November comes to a close, many people are rushing to finish their pending financial tasks. Several important deadlines fall on November 30, and from December 1 a new set of rules will start kicking in. These changes will affect pensions, tax…...

India Today
indiatoday.in > business > personal-finance > story > will-your-pension-stop-after-november-30-check-now-2827427-2025-11-28

Will your pension stop after November 30? Check now

Will your pension stop after November 30? Check now1+ mon, 1+ week ago   (407+ words) Pensioners across the country have just a short time left to submit their annual Life Certificate, also known as the Jeevan Pramaan Patra. The certificate must be submitted on or before November 30, and without it, monthly pension payments will be…...

India Today
indiatoday.in > business > personal-finance > story > why-wedding-insurance-is-becoming-the-next-big-trend-in-india-2826875-2025-11-27

Why wedding insurance is becoming the next big trend in India

Why wedding insurance is becoming the next big trend in India1+ mon, 1+ week ago   (815+ words) For generations, Indian weddings have been elaborate affairs'grand, emotional, and painstakingly planned. Yet beneath the glitter lies a growing anxiety: what happens if something goes wrong? From sudden vendor cancellations to unexpected storms washing out outdoor ceremonies, families have begun…...

India Today
indiatoday.in > business > personal-finance > story > newly-married-insurance-guide-life-health-for-couples-2826312-2025-11-26

Newly married? Here’s the insurance playbook every couple needs

Newly married? Here’s the insurance playbook every couple needs1+ mon, 1+ week ago   (668+ words) The first months after marriage often go by in a warm blur of setting up a home, blending habits, and figuring out how two lives fit together. But beneath all of that sits a quieter reality. Marriage merges risk. Two…...

India Today
indiatoday.in > business > personal-finance > story > air-pollution-health-insurance-costlier-premiums-risk-explained-2826252-2025-11-26

Will worsening air quality make your health insurance premium costlier?

Will worsening air quality make your health insurance premium costlier?1+ mon, 1+ week ago   (633+ words) If you live in a city where the air feels heavier every winter, your health insurance could soon start reflecting it. Insurers are reviewing city-based pricing as pollution levels, lifestyle diseases, and rising treatment costs increase the risk profile of…...

India Today
indiatoday.in > health > story > health-insurance-exclusion-persons-with-disabilities-india-ncpedp-report-2823536-2025-11-21

How India’s health insurance system locks out millions with disabilities

How India’s health insurance system locks out millions with disabilities1+ mon, 2+ week ago   (1008+ words) Srinivasu Chakravarthula, a visually impaired accessibility professional, believed he had done everything right. A long-time taxpayer, he meticulously followed every requirement to secure a locker facility at SBI Life for his nine-year-old son. He turned in every document, underwent medical…...

India Today
indiatoday.in > business > personal-finance > story > health-insurance-claim-settlement-ratios-misleading-explained-2821852-2025-11-18

Why high health insurance claim settlement ratios can be misleading

Why high health insurance claim settlement ratios can be misleading1+ mon, 2+ week ago   (1090+ words) Most health insurance companies in India publish claim settlement ratios that look reassuring at first glance. Figures above 90% suggest that claims are handled smoothly and that policyholders have little to worry about. But the picture changes once you understand how…...