News
I'm an Insurance Expert: Sure, There's Always Tomorrow to Report Your Claim, But Procrastination Could Cost You
2+ hour, 27+ min ago (1024+ words) The sooner your file your insurance claim, the better. Plus, the longer you wait, the bigger the problem could get " and the more leverage you're giving your insurer to deny it. Most people treat reporting an insurance claim the way…...
A 5-Step Plan for Parents of Children With Special Needs, From a Financial Planner
3+ day, 21+ hour ago (1142+ words) Guidance to help ensure your child's needs are supported now and in the future " while protecting your own financial well-being. Raising a child with special needs presents unique and long-term financial planning considerations. Parents need to focus on ensuring their…...
The 7-Month Deadline That Determines Your Lifetime Medicare Premiums
1+ week, 1+ day ago (1547+ words) Understanding Medicare enrollment is crucial, as missing deadlines can lead to permanent late enrollment penalties and gaps in coverage. Turning 65 should be a milestone of freedom, not a source of financial stress. Yet, for millions of Americans, navigating the first…...
7 Ways to Plan Now to Save on Medicare IRMAA Surcharges Later
1+ week, 2+ day ago (1761+ words) Understand the critical two-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA. The income-related monthly adjustment amount (IRMAA) is one of the most significant and stealthy retirement taxes, effectively…...
Don't Get Caught by the Medicare Tax Torpedo: A Retirement Expert's Tips to Steer Clear
1+ week, 6+ day ago (916+ words) Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges. When retirees map out income in retirement, most think about their tax bracket, investment returns and required minimum…...
Your End of Year Insurance Coverage Review Checklist
2+ week, 6+ day ago (750+ words) Sponsored by Physicians Mutual Stop paying for insurance you don't need and close coverage gaps you didn't know about with this year-end insurance review. Kiplinger created this content as part of a paid partnership with Physicians Mutual. The contents of…...
Original Medicare vs Medicare Advantage Quiz: Which is Right for You?
2+ week, 6+ day ago (310+ words) Take this quick quiz to discover your "Medicare Personality Type" and learn whether you are a Traditionalist, or a Bundler. Understanding which plan aligns with your wallet and risk tolerance is essential. Take this quick quiz to discover your "Medicare…...
I'm an Insurance Pro: If You Do One Boring Task Before the End of the Year, Make It This One (It Could Save You Thousands)
2+ week, 6+ day ago (901+ words) Who wants to check their insurance policies when there's holiday fun to be had? Still, making sure everything is up to date (coverage and deductibles) can save you a ton if you end up needing your insurance. Every December, people…...
Is a New $25,000 Health Care Tax Deduction Coming in 2026?
3+ week, 16+ hour ago (802+ words) A proposal from GOP Sen. Josh Hawley is adding to the chatter about health care affordability. Sen. Josh Hawley (R-Mo.) is pushing a new "No Taxes on Healthcare Act" that would let households deduct up to $25,000 in out'of'pocket medical costs,…...
Are You Ready for 65? The Medicare Initial Enrollment Period Quiz
3+ week, 2+ day ago (349+ words) Turning 65 soon? Test your basic knowledge of Medicare's Initial Enrollment Period (IEP) rules in our quick quiz. Turning 65 marks the start of your journey into Medicare, but the enrollment process is a critical window with permanent financial consequences. Missing your…...