News
GST exemption boosts life insurance sales 21% in Oct-Nov 2025, margins face ITC hit
21+ hour, 19+ min ago (417+ words) India's private life insurers saw a 21 percent year-on-year growth in October'November 2025 volumes after the goods and services tax (GST) exemption revived demand. However, the non-availability of Input Tax Credit (ITC) will cause insurers 200-300 bps on FY26E VNB (Value of New Business)…...
When your health insurance claim is rejected for “non-disclosure”: What to do next
2+ day, 20+ hour ago (104+ words) What insurers typically mean by "non-disclosure" Start by asking for specificity, in writing Re-check the proposal form the way the insurer will read it Build a clean timeline, because timelines win these disputes Collect the documents that actually help, not…...
Insurance buyers upped protection quotient across health, life, motor segments in 2025: Report
5+ day, 23+ hour ago (327+ words) India's insurance industry in 2025 saw a decisive shift from basic compliance-driven purchases to deeper, protection-led financial planning, driven by regulatory changes, rising awareness and digital adoption, according to a year-end data analysis report by Policybazaar. The year marked a broad-based…...
Choosing a life insurer that will stand by your family
2+ week, 4+ day ago (487+ words) Purchasing life insurance may begin by researching prices, but this is only part of it. It is a contract, often spanning several decades. When the entity making this contract is not reliable, an attractive contract may be anything but. Selecting…...
Maximising Your 80D Deductions: A Complete Guide to Saving on Health Insurance Premiums
2+ week, 5+ day ago (694+ words) Health insurance is not merely a money-insurance mechanism but a very essential investment in your well being and the well being of your family. Nonetheless, in addition to delivering quality medical ... Maximising Your 80D Deductions: A Complete Guide to Saving on…...
Buying health insurance online? Here’s what to check in 2025 so your claim is not cut
2+ week, 5+ day ago (530+ words) A low premium often comes with trade-offs that are easy to miss on comparison screens. Two plans with the same sum insured can behave very differently because of co-pay clauses, room rent caps, disease-wise sub-limits and exclusions. If the policy…...
Family health cover or separate policies? How to choose the smarter health insurance setup for your household
3+ week, 21+ hour ago (701+ words) A family floater can look cheaper upfront, but separate individual covers often hold up better once age, claims and uneven health risks enter the picture. Family health cover or separate policies? How to choose the smarter health insurance setup for…...
Composite licensing still on hold even as govt approves 100% FDI in insurance
3+ week, 4+ day ago (338+ words) The Centre on December 12 has moved ahead with only one piece of its long-discussed insurance reform package -- raising FDI to 100 percent -- while leaving other proposals from the Insurance Amendment Bill, including composite licensing, waiting in the wings. The Union Cabinet,…...
Beyond GST boost, slower growth and margin threat await life insurers
3+ week, 5+ day ago (89+ words) Large, listed life insurers have seen valuations gallop even though business growth hasn't. Beyond GST boost, slower growth and margin threat await life insurers Large, listed life insurers have seen valuations gallop even though business growth hasn't. Moneycontrol Pro Panorama…...
If an old illness was cured, can insurance still reject your claim?
4+ week, 20+ hour ago (660+ words) Why insurers look at medical history even when you feel completely healthy now. If an old illness was cured, can insurance still reject your claim? Why insurers look at medical history even when you feel completely healthy now. Many people…...