News
The NRI Medical Blueprint For ParentsBack Home
6+ hour, 53+ min ago (935+ words) Updated on: 1 January 2026 11:11 am For non-resident Indians (NRIs), taking care of ageing parents back home is a constant worry. For them, distance amplifies every gap in the system, turning even small medical episodes into high-stress situations that can be dealt…...
Irdai Flags Mis-Selling, Tells Insurers To Look Inward As Profits Climb
1+ day, 52+ min ago (653+ words) Summary of this article Irdai flags mis-selling as the key reason behind policy lapses and complaints. Insurance penetration stuck at 3.7 per cent despite strong premium and profit growth. Life insurance penetration slipped to 2.7 per cent in FY25 from 2.8 per cent. Regulator…...
Irdai 2024-25 Annual Report: Health Premiums Cross Rs 1.27 Lakh Crore Mark
1+ day, 3+ hour ago (370+ words) Summary of this article Health insurance premiums rose 9.19 per cent to Rs 1.27 lakh crore, per Irdai. Health now forms 41.42 per cent of non-life insurance, aligned with Insurance for All 2047. Average hospital bills of Rs 515 lakh push families toward higher health…...
Year End Insurance Review: Why Winter Is The Most Expensive Season For Being Underinsured
1+ day, 6+ hour ago (469+ words) Summary of this article Winter amplifies multiple risks at once, turning small coverage gaps into large out-of-pocket expenses Underinsurance hurts more than no insurance when claims are partially paid Health, motor, travel and home covers must be viewed as a…...
Should You Wait To Renew Or Buy Health And Life Insurance Until GST Hits Zero On Sept 22, 2025?
3+ mon, 2+ week ago (419+ words) Summary of this article Zero GST on health and life insurance from Sept 22, 2025, lowering premiums by 1218 per cent. Policyholders save directly'for example, a Rs 15,000 premium falls to Rs 12,300. New regime applies automatically at renewal or purchase after Sept 22; no refunds…...
Top 6 Retirement Myths That Could Cost You Later
4+ mon, 3+ week ago (207+ words) Many people delay or ignore retirement planning because of common misconceptions. Believing these myths can impact your financial freedom later in life. While EPF and PPF are low-risk schemes, they might not provide adequate returns to offset inflation over the…...
Irdai's Internal Ombudsman Proposal: Will It Make Insurers More Accountable to You?
5+ mon, 1+ week ago (636+ words) If you have ever been caught in the loop of back-and-forth emails and long waiting periods after raising a complaint with your insurer, the Insurance Regulatory and Development Authority of India (Irdai) might finally be offering a way out. As…...
Despite Rising Risks, Home Insurance Still A Blind Spot For Many Indians
5+ mon, 1+ week ago (552+ words) Despite growing risks from floods, fires, and other disasters, most people in India still don't see home insurance as essential. A recent report by Policybazaar, an online insurance marketplace, shows a familiar pattern where there is plenty of interest, but…...
Unlimited Health Cover Gains Popularity—But Is It Right for Everyone
5+ mon, 1+ week ago (158+ words) Get the latest issue of Outlook Money Agrees Amit Suri, CFP and Founder, AUM Wealth, "If you are someone who wants access to the best hospitals with no second thought and/or has parents with pre-existing medical conditions, then it…...
Man Wins Long Battle After Insurer Wrongly Labels Injury as Pre-Existing Condition
5+ mon, 3+ week ago (715+ words) When Fameel Mohamad injured his knee playing football in January last year, he didn't expect the real struggle would'begin off the field. Doctors diagnosed a tear in his knee and said he will'need surgery. That part went as expected, what…...