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indiatoday. in > business > story > irdai-proposal-insurance-agent-commissions-overhaul-curb-mis-selling-india-2939756-2026-07-03

Insurance regulator is finally going after the real reason behind insurance mis-selling

1+ hour, 53+ min ago  (595+ words) India's insurance regulator is planning a significant overhaul of how insurance distributors and agents are paid, in an effort to tackle the persistent problem of mis-selling that has long plagued the sector, reported news agency Reuters. The report cited two…...

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indiatoday. in > business > personal-finance > story > irdai-insurance-policy-seller-tagging-proposal-aims-to-curb-mis-selling-2937980-2026-07-01

Insurance mis-selling: IRDAI wants every policy linked to person who sold it

2+ day, 8+ hour ago  (773+ words) Buying an insurance policy through your bank or an agent may soon come with an added layer of accountability. The Insurance Regulatory and Development Authority of India (IRDAI) has proposed that every insurance policy be digitally linked to the individual…...

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indiatoday. in > health > story > amarnath-yatra-rs-10-lakh-accident-cover-health-insurance-gap-2937294-2026-06-30

Amarnath Yatra 2026: Your health insurance checklist before you travel

3+ day, 3+ hour ago  (362+ words) As millions of devotees prepare for the Amarnath Yatra, beginning on July 3, the Jammu and Kashmir administration has enhanced the insurance cover for registered pilgrims to Rs 10 lakh by the Shri Amarnathji Shrine Board (SASB). The move offers financial protection…...

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indiatoday. in > business > personal-finance > story > health-insurance-rs-5-lakh-cover-may-not-be-enough-coversure-over-50-risks-2936377-2026-06-29

Think your Rs 5 lakh health insurance cover is enough? It may not be

4+ day, 6+ hour ago  (566+ words) For years, a Rs 5 lakh health insurance policy has been the go-to choice for many Indian families. But with healthcare costs rising rapidly, that level of cover may no longer be enough, especially for older adults and those living with…...

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indiatoday. in > business > story > health-insurance-india-pre-existing-disease-ms-patient-insurance-coverage-real-life-case-study-2919403-2026-05-30

Illness, insurance and the cost of timing

1+ mon, 4+ day ago  (706+ words) In 2019, upon my Multiple Sclerosis diagnosis, I was admitted to the hospital for five days. At discharge, I received a bill of Rs 2 lakh, an amount more than double my monthly income at the time. My corporate insurance covered 90 percent…...

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India Today
indiatoday. in > business > personal-finance > story > unlimited-health-insurance-explained-cover-restore-recharge-limits-2915950-2026-05-23

Even unlimited has limits: What health insurers really mean by "unlimited" cover

1+ mon, 1+ week ago  (1613+ words) Health insurance companies have found a powerful new word to sell reassurance: "unlimited. At a time when hospital bills are climbing sharply and a single medical emergency can drain years of savings, the promise of unlimited health insurance sounds reassuring....

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indiatoday. in > business > personal-finance > story > unlimited-health-insurance-policies-explained-conditions-exclusions-and-hidden-limits-2912920-2026-05-17

The illusion of unlimited health insurance

1+ mon, 2+ week ago  (1615+ words) A serious illness no longer threatens only health. It threatens savings, stability and, for many families, financial survival itself. In private hospitals across India, medical bills have risen sharply over the years. A few days in intensive care can cost…...

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indiatoday. in > business > story > vadodara-consumer-forum-insurer-mediclaim-settlement-hospital-registration-fault-insurance-claim-rejection-2892076-2026-04-06

Insurance claim rejection over hospital lapse ruled unfair by consumer forum: Report

2+ mon, 3+ week ago  (429+ words) A consumer forum in Vadodara has ruled in favour of a policyholder, stating that a patient cannot be penalised for a hospital's failure to meet registration rules, reported Times of India. The forum directed the insurance company to settle the…...

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indiatoday. in > health > story > heart-failure-patients-treatment-insured-as-costs-top-rs-1-lakh-a-year-financial-distress-study-2886488-2026-03-25

Only 1 in 3 heart failure patients insured as costs top Rs 1 lakh a year: Study

3+ mon, 1+ week ago  (475+ words) In India, surviving heart failure is not just a medical battle. For many families, it is also a financial one. A new study published in Global Heart by researchers from Sree Chitra Tirunal Institute of Medical Sciences and Technology in…...

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indiatoday. in > business > story > irdai-forms-working-groups-to-address-gaps-in-health-insurance-ecosystem-2883559-2026-03-18

IRDAI forms working groups to address gaps in health insurance ecosystem

3+ mon, 2+ week ago  (411+ words) India's insurance regulator has brought together insurers and healthcare providers to address persistent gaps in the health insurance system, setting up multiple working groups to improve coordination, transparency and patient experience. The Insurance Regulatory and Development Authority of India (IRDAI)…...

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