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Illness, insurance and the cost of timing
5+ hour, 39+ min ago (706+ words) In 2019, upon my Multiple Sclerosis diagnosis, I was admitted to the hospital for five days. At discharge, I received a bill of Rs 2 lakh, an amount more than double my monthly income at the time. My corporate insurance covered 90 percent…...
Even unlimited has limits: What health insurers really mean by "unlimited" cover
6+ day, 22+ hour ago (1613+ words) Health insurance companies have found a powerful new word to sell reassurance: "unlimited. At a time when hospital bills are climbing sharply and a single medical emergency can drain years of savings, the promise of unlimited health insurance sounds reassuring....
The illusion of unlimited health insurance
1+ week, 6+ day ago (1615+ words) A serious illness no longer threatens only health. It threatens savings, stability and, for many families, financial survival itself. In private hospitals across India, medical bills have risen sharply over the years. A few days in intensive care can cost…...
Insurance claim rejection over hospital lapse ruled unfair by consumer forum: Report
1+ mon, 3+ week ago (429+ words) A consumer forum in Vadodara has ruled in favour of a policyholder, stating that a patient cannot be penalised for a hospital's failure to meet registration rules, reported Times of India. The forum directed the insurance company to settle the…...
Only 1 in 3 heart failure patients insured as costs top Rs 1 lakh a year: Study
2+ mon, 5+ day ago (475+ words) In India, surviving heart failure is not just a medical battle. For many families, it is also a financial one. A new study published in Global Heart by researchers from Sree Chitra Tirunal Institute of Medical Sciences and Technology in…...
IRDAI forms working groups to address gaps in health insurance ecosystem
2+ mon, 1+ week ago (411+ words) India's insurance regulator has brought together insurers and healthcare providers to address persistent gaps in the health insurance system, setting up multiple working groups to improve coordination, transparency and patient experience. The Insurance Regulatory and Development Authority of India (IRDAI)…...
Why awareness is the only antidote to mis-selling in insurance
3+ mon, 2+ week ago (739+ words) India's insurance sector is witnessing a duality " a significant spike across the market and an underlying layer of challenges. While market growth can be attributed to rising medical service costs, GST cut-downs, and customised offerings, gaps in understanding insurance products,…...
Did insurance agent tell you to hide a pre-existing disease? It may cost you later
3+ mon, 1+ week ago (624+ words) Did your insurance agent tell you not to disclose a pre-existing medical condition while buying health insurance? Experts say that one decision could decide whether your claim is approved or rejected years later. After a recent viral dispute over a…...
Who settles insurance claims fastest in 2026? Check if your insurer is in top 10
3+ mon, 2+ week ago (923+ words) With hospital bills, daily expenses and the cost of living rising sharply, life insurance has become more important than ever for Indian families. Many people buy insurance to make sure their family is financially safe if something unexpected happens. But…...
Inside India's insurance mis-selling problem and why it remains hard to fix
4+ mon, 3+ week ago (857+ words) Mis-selling continues to be one of the most persistent problems in India's insurance sector, surviving repeated regulatory tightening and growing scrutiny. Even as the regulator sharpens rules around disclosures, suitability and customer consent, complaints linked to unfair business practices rose…...