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1+ hour, 19+ min ago (534+ words) With rising healthcare costs, selecting the best health insurance in India is essential. However, to get the best deal from the best health insurance company in India, it is crucial to understand how insurers assess lifestyle habits and their implications on policy benefits. Insurance companies evaluate various factors before approving medical insurance plans. One of the most critical considerations is the policyholder's lifestyle. Let's explore how different habits affect your health insurance planning. Smoking is a major red flag for insurers. Tobacco consumption significantly increases the risk of life-threatening diseases such as cancer, respiratory disorders, and heart disease. Consequently, smokers are required to pay higher premiums compared to non-smokers. Some insurers may even deny coverage to individuals with a history of chronic smoking-related illnesses. Excessive alcohol consumption is another factor that negatively impacts medical insurance plans. Regular heavy drinking is…...

1+ hour, 19+ min ago (292+ words) A Canadian office of the Planned Parenthood abortion business is temporarily shutting down amid financial problems. Planned Parenthood Ottawa, based in the Canadian capital city, has temporarily halted all front-line activities amid a severe financial crisis. While the center does not directly kill babies in abortions, it arranges abortions that take the lives of children before birth. The nonprofit organization announced the pause on Friday, citing unrenewed government and community grants and a budget overrun of nearly $100,000 in the last fiscal year. Executive Director Lyra Evans described the decision as a necessary reset to ensure long-term viability. "The board has looked at our financial situation, looked at our labor situation, and said, "We need some time to sit down and pause what's going on,'" Evans said in an interview with CBC News. The agency, which relies heavily on public funding,…...

2+ hour, 19+ min ago (424+ words) Jennifer Wiedmeyer used to take her 10-year-old son, Hayden, to a long list of doctors, including cardiologists, immunologists and therapists, all part of the careful routine that kept him healthy and growing. Born with DiGeorge syndrome, a rare genetic disorder that weakens his immune system, Hayden once saw as many as 13 specialists. These treatments were once covered through Children's Medical Services, a Florida program that supports children under 21 who qualify for Medicaid, until his coverage was unexpectedly dropped in 2023. "I actually learned about it when I went to make an appointment for him," said the Fort Myers mom. "They called me back and said, "Well, actually, you don't have insurance.' That's how I found out." As states navigate the effects of President Donald Trump's One Big Beautiful Bill Act, Medicaid programs are facing significant reductions. Florida falls into the group…...

2+ hour, 19+ min ago (760+ words) Stephen Murphy is an emeritus professor at the University of Southern Maine and a volunteer State Health Insurance Assistance Program (SHIP) counselor. Medicare's annual open enrollment period is ending soon. Until Dec. 7, beneficiaries will be urged to review, compare and, if necessary, change their health and/or drug plans for 2026. If past is prologue, about 70% of all Medicare recipients will do nothing. Why?" Satisfaction with their plans is often cited as a reason for beneficiary inaction. But this is hardly the case. Medicare coverage has become dominated by private insurance plans that can change their costs, networks, health and drug coverages, etc. every year." Increasingly, these coverage options have become more expensive, but too complicated and frustrating for most people to deal with." Hidden costs, confusing enrollment periods and a dizzying array of Medicare Advantage (MA) plans have made beneficiary…...

2+ hour, 28+ min ago (291+ words) Published - November 28, 2025 07:21 pm IST - THIRUVANANTHAPURAM APJ Abdul Kalam Technological University (KTU) has rolled out a comprehensive group personal accident insurance scheme (GPAIS) for students enrolled in its affiliated colleges and university-run schools. Under the scheme, which came into force from October 1 and will remain valid till June 30, 2026, students and their families will be eligible for financial assistance of up to "13 lakh depending on the nature of the accident. In case of accidental death of a student, a compensation of "5 lakh will be provided to the nominee. If either parent of a student dies in an accident, the student will receive "5 lakh. The scheme also covers accidental injuries by providing medical assistance of up to "1 lakh for treatment expenses. The policy, linked with KTU's existing Surakha welfare scheme, has been inked with National Insurance Company Ltd., the lowest bidder selected through…...

2+ hour, 56+ min ago (709+ words) Considering the constantly rising healthcare costs in India, the need for medical insurance cannot be ignored. A medical insurance policy covers the expenses of your treatment during medical emergencies. Thus, while selecting a medical insurance policy, you must decide the coverage amount carefully to ensure that you are not underinsured. Online tools available on the insurer's website will help you determine the sum assured according to your needs and budget. Moreover, you can now easily purchase a health insurance policy online through these websites without any hassles of paperwork or long waiting lines. Read on to learn the steps for purchasing health insurance online and the factors to consider before buying one! Here are the easy steps to follow while purchasing medical insurance online: Buying a medical insurance policy requires careful consideration of several key factors. Here are some of…...

4+ hour, 19+ min ago (619+ words) Rig workers handle drill pipe while a flare burns in the background. Wyoming employers participating in the state's workers' compensation program will experience a 15% break in premiums next year, the third rate reduction in as many years. That will result in a combined annual savings of $66 million, according to the Department of Workforce Services. Employers in good standing, and with three or more years in the program, may enjoy even bigger savings. "By lowering workers' compensation costs, we are helping employers invest in their workforce, strengthen their operations and continue to build safe, resilient workplaces across our state," Gov. Mark Gordon said in a statement announcing the rate reduction. Wyoming is one of the few states that does not offer workers' compensation benefits to undocumented workers. The state can afford to offer lower premiums, Workforce Services Director Elizabeth Gagen suggested,…...

4+ hour, 51+ min ago (958+ words) Reaching 65 often invites a period of reflection as you balance the routines of work, personal health goals, and long-term planning. Healthcare becomes a larger part of that reflection. A World Health Organization article reports that by 2030, around one in six individuals worldwide will be 60 or more. And as people age, vulnerability to health conditions starts increasing. Common conditions associated with aging are back and neck pain, osteoarthritis, depression, dementia, chronic obstructive pulmonary disease, and many more. Therefore, after reaching 65 and planning for retirement, considering whether to stay with employer coverage or begin transitioning to Medicare is essential. Many people at this stage continue working, which adds another layer of consideration, since workplace benefits may still feel stable and dependable. Understanding how Medicare aligns with your current plan allows you to make a decision that feels comfortable rather than rushed. This…...

5+ hour, 4+ min ago (1478+ words) This graph from KFF Health News shows average monthly premium cost increases of Affordable Care Act health insurance plans for a 60-year-old individual earning roughly $63,000 a year. With a jump of 421%, Wyoming has the largest increase. Lander Free Clinic staffers Audrey Zanetti and Stephanie Kohm go over volunteer schedules on Nov. 19. The clinic became a Certified Application Counselor Designated Organization this year to help patients navigate the Affordable Care Act marketplace. With their Affordable Care Act insurance premium costs set to rise from the current rate of $600 a month to $3,000 starting next year, Elizabeth Aranow and her husband aren't sure what to do. But "to me, not having insurance is not an option," she said. Aranow has experienced injuries that required surgeries in recent years. Health policy changes, a shifting market and expiring tax credits mean the roughly 45,000 Wyomingites who…...

5+ hour, 19+ min ago (648+ words) Level Health, the Irish health insurer that launched a year ago, has submitted a detailed complaint to the European Commission in Brussels about the operation of the State's decades-old subsidy scheme for older and higher risk citizens with health coverage. The so-called risk equalisation scheme (RES), introduced in Ireland in 2003, benefits State-owned VHI the most. Level Health argues that the scheme " in its current form " is suppressing competition, limiting consumer choice, and contributing to higher private health insurance costs over time. VHI's position is artificially augmented and strengthened by the RES, to the detriment of the few other businesses willing to compete in the Irish market, according to Level Health, which filed its complaint last month. "We're not against risk equalisation," Level Health chief executive Jim Dowdall told The Irish Times in an interview. "There's a need for it in…...