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1+ hour, 29+ min ago (259+ words) My Shark Tank companies hate selling on Amazon but most don't have a choice. about 162 Americans shop there, and if you want to reach them, you have to play by Amazon's rules. Amazon knows this and... 10/22/25 Testimony: Modernizing Health Posted By: J. Arthur Brown, 11/29/2025 9:33:27 AM My Shark Tank companies hate selling on Amazon but most don't have a choice. about 162 Americans shop there, and if you want to reach them, you have to play by Amazon's rules. Amazon knows this and takes full advantage . . . Insurance companies work the same way. More than 300 million Americans have some kind of coverage -- commercial, Medicare, or Medicaid. Every one of those plans hires a Pharmacy Benefit Manager, or PBM, to run drug benefits. Three giant PBM's -- all owned by the biggest insurance companies -- control pharmacy benefits for 270 million Americans. 10/22/25 Testimony: Modernizing Health Posted By: J. Arthur…...

1+ hour, 39+ min ago (920+ words) Visitor insurance offers peace of mind to families hosting loved ones from abroad especially parents, elders, and first-time travelers visiting the United States. But like any insurance product, claims may sometimes get denied due to documentation issues, policy exclusions, or misunderstandings about coverage. If your visitor insurance claim is denied, it can feel confusing and stressful. Understanding why it happened and what you can do next can make the process smoother and improve your chances of getting the claim approved on reconsideration. READ: Buying health insurance after arriving in the US: What Indian visitors should know (September 13, 2025) This article breaks down common reasons for claim denials, what steps to take afterward, and frequently asked questions so families can navigate the situation with confidence. Why do visitor insurance claims get denied? A denial does not always mean the case is closed....

3+ hour, 2+ min ago (1090+ words) Three of six Denver-area health systems had strong financial years in 2024, according to a new report " but that's a picture those hospitals say is skewed or false. Much of that difference comes from which numbers are examined. The 2025 Colorado Health Market Review primarily focuses on total profits, which increased compared to recent years for most health systems in the state, said Allan Baumgarten, a health care consultant and the report's author. He argues that excluding income such as investments, government grants and philanthropy understates hospitals' true resources. "2024 was a great year for investments," Baumgarten said. But the Colorado Hospital Association and most of its member health systems emphasize the margins hospitals earn on patient care and the services that support it, such as the cafeteria or paid parking. As of June, about 70% of hospitals in Colorado had an unsustainable operating…...

4+ hour, 2+ min ago (303+ words) " " If you're a South Dakota Medicare beneficiary enrolled in a Medica Advantage Value, Medica Advantage Select, or HealthPartners Cost plan... If you're a South Dakota Medicare beneficiary enrolled in a Medica Advantage Value, Medica Advantage Select, or HealthPartners Cost plan, the South Dakota Senior Health Information and Insurance Education (SHIINE) program is reminding you to act soon to maintain your Medicare coverage in 2026. The Medica Advantage Value, Medica Advantage Select, and HealthPartners Cost plans will no longer be available in South Dakota after 2025. If beneficiaries don't choose a new plan, their coverage will automatically switch to Original Medicare (Parts A and B only) starting January 1, 2026. This could leave beneficiaries without prescription drug coverage and may result in a late enrollment penalty. Medicare beneficiaries enrolled in the impacted Medica and HealthPartners plans can: Choose a new Medicare Advantage plan that is…...

10+ hour, 4+ min ago (254+ words) Government pensioners have two days left to submit their annual life certificate. This mandatory process ensures continued pension payouts. The digital Jeevan Pramaan system uses Aadhaar for biometric authentication. Pensioners can submit this online using face authentication. Successful submission by the November 30, 2025 deadline prevents pension delays. This verification is crucial for all government pensioners. With just two days left for the November 30, 2025 deadline, government pensioners are running against time to submit their annual life certificate ( Jeevan Pramaan Patra) Once they submit their life certificate and their pension disbursing authority (PDA) accepts it, pensioners will continue getting their pension payouts Every year, all government pensioners must complete this simple but mandatory verification process to prove that they are alive and eligible to receive their pension Those who miss the deadline risk delays or temporary stoppage of their pension, which can cause…...

10+ hour, 15+ min ago (1153+ words) Humphreys, 68, feels betrayed by the Federal Employees Health Benefits Program. "As federal employees, we sacrificed good salaries in the private sector because we thought the benefits from government would be better now, in retirement," he said. As the nation's largest employer-sponsored health insurance program, the FEHB Program covers more than 8.2 million federal government employees and retirees, and it was once celebrated as a national model for controlling costs while giving enrollees many health plan options. But next year, average enrollee premium payments in the system are set to jump more than 12%, on top of a 13.5% hike in 2025. The two-year increase is higher than what many private employers and their workers are experiencing. The FEHB rate hikes are similar to those for plans sold on the Affordable Care Act exchanges " excluding the government subsidies most enrollees get, a major point of…...

10+ hour, 47+ min ago (323+ words) Home health providers claimed partial victory late Friday after the Centers for Medicare & Medicaid Services released a calendar year 2026 home health final rule with an aggregate payment rate cut of 1.3% "a significant improvement compared to the 6.4% payment rate reduction proposed in June. The 1.3% reduction includes a permanent adjustment of -1.023% " the fourth year of permanent rate adjustments. It also includes a temporary adjustment of -3% "the first time a temporary adjustment has been applied to the home health payment rate. Both the permanent and temporary adjustments are smaller cuts than those proposed in June. In a statement released late Friday, Katie Smith Sloan, president and CEO of LeadingAge, which represents nonprofit home health and other aging services providers, called the rule "an improvement over past actions. We're heartened by CMS' apparent careful consideration of comments made by LeadingAge, our members and others....

11+ hour, 26+ min ago (25+ words) Most Medicare Advantage enrollees say the extra perks offered by their plans are important, but less than half are taking advantage, a new study finds....

12+ hour, 43+ min ago (1121+ words) Insight Health System's viability as a Trumbull County health care provider faces its newest challenge after it suspended operations for the second time this year. An Insight spokesman announced the action Wednesday in an email. The move was in response to Ohio Department of Health's notice Monday that it would revoke Insight Hospital and Medical Center Trumbull's license in mid-December if it did not address violations reported Nov. 17 by its inspectors. "The tumultuous Steward bankruptcy significantly affected health care in Trumbull County," an Insight spokesman wrote. "In those difficult circumstances, Insight has done its best with a nonprofit approach to resurrect the hospital." The state health department, Insight charged, placed "many regulatory hurdles and barriers" in the Warren hospital's path. "In fact, the department's roadblocks affected the (Centers for Medicare and Medicaid Services) certification, and then, after affirming compliance with…...

12+ hour, 46+ min ago (638+ words) Suddenly millions ofworking Americans can no longer afford "Obamacare" health insurance, as premium subsidies have been removed. But there is one other potential health insurance opportunity that could offer significantly lower premiums" if you act quickly. It's the Small Business Special Enrollment period through Dec. 15. This is a little-understood opportunity for businesses with as few as two employees" and a minimum of only one plan participant" to purchase a top-rated group plan with no employer contribution required. Employees can pay the premiums on a pre-tax (salary deduction) basis. And according to AlanWishner ofVesta Benefits Group, millions of small businesses could easily set up these policies" even if the owner is older and onMedicare. As long as there are two employees, only one has to sign on to the health insurance. So, if you're a small business owner" with 2 to 50 employees…...