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With ACA subsidies set to lapse, millions of Americans face a painful spike in health plan costs
14+ min ago (573+ words) Updated on: December 12, 2025 / 2:23 PM EST / CBS News Mahwah, New Jersey, resident Tina Jump recently learned that the premium for her Affordable Care Act health insurance is set to surge from about $400 a month to more than $1,100 starting in January " a nearly threefold increase that she said left her in a state of panic." Jump, who earns about $72,000 a year as a real estate title officer, already feels financially stretched by the need to cover both her Blue Cross Blue Shield plan and the roughly $415 a month she pays for a prescription drug for type 2 diabetes. "I don't know how I'm going to pay for this," Jump, 59,"told CBS News. Her boss has offered to chip in, but she said the higher premium would still be a major strain on her budget. "I'm just going to have to cut back on…...
Infibeam Avenues board approves rebranding to AvenuesAI
40+ min ago (347+ words) The company aims to reposition itself from being a payments and ecommerce infrastructure provider to an AI-led digital payments entity. "AI is no longer an enabler; it is central to who we are and what we are building," joint managing director Vishwas Patel said in a statement, explaining the rationale for the new name. Fintech company Infibeam Avenues, which runs the CCAvenue payment gateway, is planning to change its name to AvenuesAI as it centres its business around artificial intelligence (AI) The company's board has given in-principle approval for the rebranding, which is still subject to regulatory approval.The company aims to reposition itself from being a payments and ecommerce infrastructure provider to an AI-led digital payments entity "AI is no longer an enabler; it is central to who we are and what we are building," joint managing director Vishwas…...
1+ hour, 25+ min ago (356+ words) Insurance documents remain dense and difficult to interpret. Customers often discover exclusions or sub-limits only at the claim stage, creating a sense of betrayal'even when the insurer acts within policy terms. A claim is filed during a difficult moment'an illness, accident, or loss. But many policyholders still face repeated document requests, unclear investigation timelines, or long waits for approval. The result is frustration, even when the claim is legitimate. Hospitals, TPAs, diagnostic labs, and insurers operate in disconnected data environments. These silos create mismatches, errors, and delays, especially in health claims. Unlike digital payments'where updates are instant'insurance customers rarely know the exact status of a claim or why a decision is pending. The "black-box experience" weakens trust. India has shown, through Aadhaar and UPI, that trust can be engineered at population scale. Insurance needs a similar shift:technology that is…...
CT funds ACA subsidies for state residents
1+ hour, 38+ min ago (224+ words) The U.S. Senate's failure to extend federal Affordable Care Act subsidies will not immediately affect most Connecticut residents who rely on them, according to Gov. Ned Lamont. That's because the state is stepping in to temporarily cover the gap. Lamont said Connecticut will backstop next year's subsidies for most residents receiving assistance through the ACA. "We are going to be able to subsidize covered Connecticut to the degree that anybody earning up to $56,000, there will be no change to your health care costs," he said. He added that a family of four earning up to about $128,000 a year will see little to no change. "Some of you will save a little bit of money, some of you it will cost a little bit more," Lamont said. "This is a one-year fix that will be able to mitigate the pain coming out…...
Many Georgians could see ACA insurance rates double with no tax credit extension
1+ hour, 52+ min ago (755+ words) After two congressional proposals to alleviate the rising costs of Affordable Care Act health insurance plans failed to pass Thursday, many Georgians could see their rates more than double for next year. At issue are tax credits that lowered the cost of ACA plans that are set to expire Dec. 31. The credits were enacted as part of a Covid relief package in 2021. Unless Congress takes action to extend the credits, premiums for Georgians will, on average, more than double, a recent Georgia Health Initiative analysis found. The enrollment deadline is Monday, Dec. 15, for coverage to begin Jan. 1. The GHI analysis predicts that the higher costs would prompt about 340,000 of the 1.5 million Georgians who are enrolled in the ACA to go without insurance next year. The analysis is based on data showing how many people enrolled after the premium tax credits…...
Medicare routes $16 billion to insurers to offset high drug costs
2+ hour, 16+ min ago (206+ words) The federal government has sent a record $16 billion to health insurers that sell Medicare drug plans, a flashing red sign that prescription drug spending is blowing up far beyond what government officials and insurance experts had expected. The good news for Medicare patients: They are shielded from higher drug costs because the Inflation Reduction Act has limited their out-of-pocket spending. Concerns arise, however, for the broader public: Pharmaceutical companies get bigger sales as more people fill their medications, and insurers remain protected from sizable losses " while taxpayers are left holding the bag. Every year, Medicare looks at drug spending data and calculates whether the insurers" drug plans, known as Part D plans, spent more or less than what they had projected at the start of the year. If insurers" costs were more than expected, the government gives them an infusion…...
IRS Relief Alleviates Some—But Not All—ACA Reporting Issues
2+ hour, 35+ min ago (229+ words) Employers now may have an opportunity to save money and time by posting a Notice of Availability with respect to the reporting required by the Affordable Care Act (ACA) and Forms 1095-B and 1095-C. Health plan sponsors can save time and money by posting a Notice of Availability with respect to Forms 1095-B and 1095-C, but keep in mind that some states have their own requirements. IRS Relief Alleviates Some'But Not All'ACA Reporting Issues To avoid sending forms to all individual recipients, employers must: Deadlines: Employers who choose to publish the Notice of Availability in lieu of delivery to their employees must post a compliant Notice no later than March 2, 2026, with respect to 2025 coverage. The posting must remain on the website until at least October 15, 2026. Reporting to the IRS Remains in Place: Remember, the Notice of Availability applies only to forms…...
Arcosa, Inc. (NYSE:ACA) Declares $0.05 Quarterly Dividend
2+ hour, 54+ min ago (97+ words) Posted by Tristan Rich on Dec 12th, 2025 Arcosa has a dividend payout ratio of 4.3% indicating that its dividend is sufficiently covered by earnings. Equities analysts expect Arcosa to earn $4.56 per share next year, which means the company should continue to be able to cover its $0.20 annual dividend with an expected future payout ratio of 4.4%. Read Our Latest Research Report on ACA Head to Head Comparison: LATAM Airlines Group (NYSE:LTM) and Saker Aviation Services (OTCMKTS:SKAS) First Trust SMID Cap Rising Dividend Achievers ETF (NASDAQ:SDVY) Raises Dividend to $0.13 Per Share...
Politicians still don't get the ASC value proposition — here's why
3+ hour, 28+ min ago (380+ words) Jim Freund, managing partner at Physician Transaction Advisors, joined Becker's to discuss how the biggest surprise he's seen in the ASC partnership market is from lawmakers and regulators stepping in to block or scrutinize deals he believes are "really for the consumer." Editor's note: This interview was edited lightly for clarity and length. Question: Looking back over the last year or so and various partnerships, is there any trend that surprised you the most on your end? Jim Freund: I would say the biggest surprise for me is legislation and how the government has injected themselves into healthcare in approving transactions and partnerships that are really good for the consumer, but they're not quite understanding why. Why the consolidators are involved, why private equity is involved in healthcare. The thought from big government seems to be that it's about a…...
Utah families are paying more for health insurance — and Congress can’t agree on a fix
3+ hour, 31+ min ago (1047+ words) Employee costs for family health insurance offered through their job increased more in Utah than the national average and dozens of other states amid an ongoing congressional fight over tax credits that help millions of Americans afford health care. A 50-state analysis from the State Health Access Data Assistance Center at the University of Minnesota shows a sharp 2.5 % cost increase for Americans last year, outpacing inflation. Annual health care premiums for families on employer-sponsored insurance did even more so in Utah, with the average premium increasing by more than $1,000 " a nearly 5% jump. That could affect hundreds of thousands of people, since Utah had 2.1 million residents insured through an employer in 2023 " more than 60% of the population and the highest rate of employer-sponsored coverage in the country. Some may see a boon, since individual premiums for Utahns on insurance through their job…...