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59+ min ago (1082+ words) Staking is the system of earning rewards and interest by the process of holding or investing cryptocurrencies. It uses the Proof of Stake (PoS) consensus mechanism, a process by which some blockchains validate transactions and add new blocks and secure the network. PoS depends on the validators selected based on how much crypto they have staked and how long they have held it." Coinbase was founded in 2012, and the CeFi platform has more than 100 million users around the world. The platform was created for all levels of traders and has something for everyone. Users are offered staking for a wide range of cryptocurrencies, and unstaking assets is easy as well. Cryptocurrencies that are staked on the platform are locked within the protocol. Rewards are distributed depending on the asset's protocol and credited to users' accounts regularly. Coinbase aims to give…...

2+ hour, 14+ min ago (1362+ words) The urgency and confusion of health care enrollment make it prime time for fraudsters. Experts share how to protect yourself from these common scams. Open enrollment allows Americans to choose and lock in a health insurance plan for the following year, but that also makes it a time of high risk when online scammers may try to exploit you. It's a crucial time of the year for the 24 million Americans who rely on health insurance purchased through the public marketplace. Open enrollment is the season -- from Nov. 1 to Jan. 15 -- when Americans to choose and lock in a health insurance plan for the following year. For anyone looking to buy health care coverage for 2026, the next few weeks are crucial. Dec. 15 is the deadline for coverage that takes effect on Jan. 1. But that importance (and urgency) is also what makes it…...

2+ hour, 29+ min ago (1391+ words) By Julie Appleby December 12, 2025 We've been here before: congressional Democrats and Republicans sparring over the future of the Affordable Care Act. But this time there's an extra complication. Though it's the middle of open enrollment, lawmakers are still debating whether to extend the subsidies that have given consumers extra help paying their health insurance premiums in recent years. The circumstances have led to deep consumer concerns about higher costs and fears of political fallout among some Republican lawmakers. For those caught in the middle " including consumers and leaders of the 20 states, along with the District of Columbia, that run their own ACA marketplaces " the lack of action on Capitol Hill has led to uncertainty about what to do. In Washington, as part of the deal to end the recent government shutdown, a Senate vote was held Dec. 11 on a proposal…...

2+ hour, 38+ min ago (338+ words) The Centre on December 12 has moved ahead with only one piece of its long-discussed insurance reform package -- raising FDI to 100 percent -- while leaving other proposals from the Insurance Amendment Bill, including composite licensing, waiting in the wings. The Union Cabinet, chaired by Prime Minister Narendra Modi, on December 12 approved the Insurance Amendment Bill, giving the green light for full foreign ownership in Indian insurance companies from the earlier 74 percent. The decision confirms Moneycontrol's earlier reporting that the government was preparing to push through an FDI hike in the Winter Session. By lifting the FDI cap, the government is looking to draw substantial long-term foreign capital into the sector. Officials said the move will help insurers strengthen their balance sheets, improve solvency levels, and expand coverage in a country where insurance penetration remains low. Full foreign ownership is also expected to…...

4+ hour, 29+ min ago (831+ words) One of Victoria's largest disability services providers is facing financial crisis, which its chief executive officer said was caused by higher-than-expected numbers of client deaths and a funding stand-off between the state and federal governments. Scope chief executive officer Lisa Evans this week told her staff Scope's services had to be "right-sized for our revenue, or risk becoming unsustainable within four years. The loss of many NDIS clients and a funding stand-off between the state and federal governments have hit Scope, one of Victoria's largest NDIS service providers. More than 60 Victorian-supported independent living homes caring for the state's most vulnerable residents have closed in the past 2" years. The situation is set to become worse after January 1, when the state government grants that have topped up some National Disability Insurance Scheme clients' payments end. During a confidential "town hall meeting on…...

4+ hour, 37+ min ago (386+ words) Billionaire entrepreneur Mark Cuban, questioned the lack of action by the U.S. Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) against health insurers on Thursday. Cuban took to X to highlight the insurers" failure to verify if zero-premium enrollees were aware of their enrollment, labeling it as "fraud" and a "material risk" to their earnings. He also suggested that the $35 billion'in aggregate premium tax credits'could and should be repaid'to taxpayers. Cuban wondered if any short sellers were discussing this issue, as they typically conduct more due diligence than anyone. Cuban"s post came in response to a Politico report on Thursday that health insurers are now openly acknowledging widespread fraud in the Affordable Care Act (ACA) marketplace, a sharp reversal after years of downplaying the issue. Their admission is part of a final push to persuade Republicans to…...

4+ hour, 45+ min ago (318+ words) With President Donald Trump winning the battle to end subsidies for the Affordable Care Act (ACA), millions of Americans are set to lose their health insurance in 2026 and tens of millions are set to see their insurance premium rise skyrocket. The ACA subsidies and Medicaid coverage were at the core of the budget standoff between Trump and Democrats. Even as the government shutdown became the longest in history, Democrats maintained they would not pass the Trump-endorsed budget bill that would raise health insurance premiums by ending ACA subsidies and remove another 11 million Americans from Medicaid coverage over the next decade. But, eventually, eight Democrats broke ranks in the Senate and joined Republicans to pass the bill without any extension of ACA subsidies. Senate Majority Leader John Thune has promised to hold a vote on a plan to extend ACA subsidies…...

6+ hour, 4+ min ago (533+ words) India's life-insurance sector made a strong rebound in November, with new-business premiums increasing by 23 per cent year-on-year to Rs 31,119.6 crore. A favourable base effect and a smoother adjustment following the GST waiver for individual life policies further supported this upswing. Although the annual renewal rate for group policies eased, the sector's overall trajectory remains positive. India's Life-Insurance Sector Makes Strong Rebound, New-Business Premiums Surge 23% To "31,119.6 Crore India's life-insurance sector made a strong rebound in November, with new-business premiums increasing by 23 per cent year-on-year to Rs 31,119.6 crore. A favourable base effect and a smoother adjustment following the GST waiver for individual life policies further supported this upswing. Although the annual renewal rate for group policies eased, the sector's overall trajectory remains positive. New Delhi: India's life-insurance sector made a strong rebound in November, with new-business premiums increasing by 23 per cent year-on-year…...

7+ hour, 14+ min ago (79+ words) Updated Dec 12, 2025, 10:45 IST HDFC Life Presents Life Sessions | Making Life Insurance Affordable & Accessible IndiGo Row: "Travel Vouchers + "5k10k: Is This The Cost Of People's Distress? | Newshour PMs "Warm Call With Trump: Trade, Energy & Defence Discussed; Headway On Trade, Tides To Turn? Lobby' Sulks Epic Meltdown Over Film Dhurandhar; Pakistan Targeted, 'Ecosystem' Hurt? | Newshour Ecosystem "Search For Politics Over Dhurandhar; Anti-Pak Script "Villain For Lobby? |India Upfront...

7+ hour, 26+ min ago (320+ words) Costs for employer-sponsored health insurance plans outpaced inflation across all states from 2023 to 2024, according to an issue brief. No states saw decreases in premiums "Employer-sponsored insurance remains the backbone of health coverage in the United States, but it is becoming increasingly unaffordable for employers and their employees," SHADAC Director Elizabeth Lukanen said in a press release issued in conjunction with the issue brief "As policymakers look for solutions to curb the growing healthcare affordability crisis, addressing the decades-long trend of increasing costs in employer-sponsored insurance must be part of the conversation." According to the analysis, annual premiums for family coverage offered through employers increased to $24,540 in 2024, a bump of more than $600 from 2023 Premiums for individuals increased by more than $300 to $8,486 year over year Employer-sponsored health plan costs exceeded the national average in some states, SHADAC noted For example, Delaware employers…...