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Latest Articles
A $19,000 Gift Can Clear IRS Rules and Still Trigger a Medicaid Penalty
1+ hour, 29+ min ago (1223+ words) Staying under the IRS annual gift limit feels like playing by the rules, but a separate set of federal and state rules can turn that same gift into a costly problem at the worst possible moment. A $19,000 check to a…...
The Day He Goes Into the Nursing Home, He'll Sign the House Over to His Wife. Medicaid Has No Look-Back Between Spouses, and Her New Will Makes Sure It Never Comes Back Through Him
2+ hour, 37+ min ago (728+ words) Federal Medicaid law leaves a quiet gap between married spouses that most families never discover until the nursing home bill arrives. Knowing how that gap works, and how a single will can seal it shut, changes everything about what the…...
Why So Many Indians Let Their Health Insurance Lapse
4+ hour, 36+ min ago (1035+ words) A lapsed health policy costs far more than the year of premium you saved, because it resets your waiting periods, your moratorium (the time after which the insurer cannot dispute a claim) and your no-claim bonus at once. Most people…...
State’s multibillion-dollar harvest under threat as workers locked out
17+ min ago (331+ words) There are fears a bumper multibillion-dollar harvest in WA is at risk because of a new crackdown on backpacker and temporary visas. An army of workers arrive to help on the land every year but farmers say they are now…...
Mark Cuban's Blunt Warning Every Retiree Should Hear Before Medicare Open Enrollment
5+ hour, 52+ min ago (1064+ words) The billionaire is sounding the alarm about a costly trend. Medicare open enrollment is just a few weeks away. It begins on Oct. 15 and runs through Dec. 7. For most people, this period marks the one time each year when they…...
Our Parents Lived 'Forever.' Could Long-Term Care Drain Our $3.5 Million?
5+ hour, 22+ min ago (1090+ words) Even if you're very wealthy, you may need to plan for long-term care through age 100. Our Wealth Wise columnist asks the experts what to do. Dear Not Quite Immortal: Fidelity puts the average cost of healthcare in retirement at $185,000 for…...
Your Advantage Plan's $9,250 Cap Resets January 1. The Surgery Scheduled for the Second Week of the Year Starts the Count Over From Zero
6+ hour, 19+ min ago (784+ words) She spent months racking up medical bills to reach her plan's annual protection, then scheduled surgery for the second week of January without realizing the clock had already reset to zero. The Full Benefits Desk desk. Editor: Gerelyn Terzo. The…...
Here's How You Can Avoid These 8 Sneaky (And Costly) Medicare Penalties
8+ hour, 37+ min ago (906+ words) Avoid higher Medicare bills by steering clear of key traps. You work hard, save what you can for retirement, and then hit 65, only to find out that one missed deadline can increase your Medicare premiums for the rest of your…...
Crown sues insurer refusing to help it cover mammoth class action payout
8+ hour, 22+ min ago (584+ words) September 28, 2026 — 7:30pm Casino operator Crown is suing a multinational insurance giant for allegedly refusing to make good on a policy the company needs to help fund a $72 million class action settlement tied to the scandals it has encountered in recent years....
Beyond premiums: here is how your health insurance is rated
9+ hour, 5+ min ago (285+ words) The ratings are carried out separately for five buyer profiles: a young individual, a married couple, a couple with a child, a senior individual and a senior couple. For every profile, the overall score gives 65% weight to product benefits and…...