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33+ min ago (109+ words) Federal Reserve Chair Jerome Powell speaks at a news conference following the Federal Open Market Committee (FOMC) meeting in Washington on Oct. 29, 2025. (Madalina Kilroy/The Epoch Times) The Federal Reserve is set to announce its latest interest rate decision at 2 p.m. on Tuesday. NTD looks at what to expect. We're expecting to hear from the Department of Homeland Security about a New York Task Force. We'll have the details about that as it arrives. Eileen Higgins won Miami's mayoral race and will become the city's first Democratic mayor in nearly three decades. We asked locals what they think about the win....

47+ min ago (271+ words) As lawmakers debate whether or not to extend government subsidies for Americans who buy insurance coverage under the Affordable Care Act, we want to talk to people who could be affected by those decisions. The premium tax credits for the Affordable Care Act's Marketplace health insurance plans are refundable credits that help eligible individuals and families cover the premiums for their health insurance purchased through the Marketplace, according to the IRS. You have to meet certain requirements, and the Marketplace also determines if people are eligible for advance credit payments, which are amounts paid to your insurance company on your behalf to lower the out-of-pocket cost for your health insurance premiums. Congress authorized temporary enhancements to the tax credits through the American Rescue Plan Act of 2020 to make more low-income and middle-class Americans eligible for those tax credits, and then…...

1+ hour, 6+ min ago (222+ words) Medicaid cuts passed by Congress will reduce federal spending by roughly $700 billion over the next decade1" the largest contraction since the program's inception " with implementation and impact varying by state. Policy measures include tighter eligibility rules, lower federal matching rates, and restrictions on the hospital and nursing home payments eligible for federal reimbursement. The human costs are significant: loss of coverage for millions, delayed care, and worsening health outcomes. And the business implications compound the social consequences. Even as revenues contract, federal healthcare fraud enforcement is expanding. Companies facing revenue pressure may be tempted to reduce compliance spending precisely when billing practices face heightened scrutiny. In this uncertain environment, choices about what to scale back and what to safeguard will determine which business models remain viable as public funding recedes. This creates a dangerous temptation. Companies facing revenue decline may cut…...

1+ hour, 27+ min ago (119+ words) Originally published on nextinsurance.com, part of the BLOX Digital Content Exchange. The 74 reports that 25% of U.S. young adults are functionally illiterate, despite a rise in high school diploma attainment, indicating a liter" Here's what you need to know about Trump Accounts and how to claim them. SoFi reports on the 50 safest U.S. cities, focusing on low crime rates, law enforcement, and community initiatives for homebuyers. The agriculture secretary said states refused to provide requested data, such as the names and immigration status of the aid recipients. HomeServe details six effective methods to thaw frozen gutters, including using calcium chloride, hot water, and ensuring proper attic insulation. A physician checking her patient's blood pressure....

1+ hour, 47+ min ago (547+ words) The Centers for Medicare & Medicaid Services (CMS) issued a proposed rule (Proposed Rule) on November 28 that would remove the requirement for Health Reimbursement Arrangements (HRAs) to report creditable coverage status to individuals eligible for Medicare Part D prescription drug coverage and to CMS. CMS explains that it is proposing this change in response to feedback it received from organizations seeking relief from the administrative burden associated with these notice requirements....By: Groom Law Group, Chartered CMS Moves to Eliminate Long-Standing Medicare Part D Creditable Coverage Reporting Requirement for HRAs The Centers for Medicare & Medicaid Services (CMS) issued a proposed rule (Proposed Rule) on November 28 that would remove the requirement for Health Reimbursement Arrangements (HRAs) to report creditable coverage status to individuals eligible for Medicare Part D prescription drug coverage and to CMS. CMS explains that it is proposing this change…...

2+ hour, 7+ min ago (701+ words) WASHINGTON "They've made grave errors. The Social Security Administration must do more to prevent benefit checks from going to dead people and Congress should step up to pass safeguards to protect taxpayer dollars from fraud, according to one GOP senator known for cracking down on pork barrel spending. "The time for the catch-me-if-you-can Social Security fraudsters must come to an end," Sen. Joni Ernst (R-Iowa) wrote in a letter to SSA Commissioner Frank Bisignano on Tuesday. "I would ask that you continue doing everything in your administrative powers to stop sending checks to dead people." The Social Security Administration has been under the microscope for past payments to the deceased that their loved ones pocket for years undetected, with one watchdog review uncovering over $186 million worth of payments made to dead people. The Iowa Republican urged the SSA to be…...

2+ hour, 25+ min ago (375+ words) For the 1.9 million Californians enrolled in Covered California, monthly insurance premiums could nearly double in 2026 if enhanced federal subsidies expire." Covered California is the state's official health insurance marketplace. Established after the federal Affordable Care Act in 2010, qualifying California residents can compare plans and purchase private health insurance through Covered California that, until the end of 2025, have been significantly subsidized by the enhanced federal tax credits." "While everyone will feel the impact of rising costs, communities of color throughout California will be disproportionately impacted if Enhanced Premium Tax Credits expire," Glick said in an email. "We estimate that Latino Californians will see a 122% increase in monthly premiums, and Black Californians will see a 106% increase in monthly premiums." NPR reported Monday that the Senate is expected to vote soon on a Democratic proposal to extend existing Affordable Care Act tax credits…...

2+ hour, 30+ min ago (546+ words) Residency contract season is in full swing, and early-career physicians are starting to receive the first wave of employment contracts for 2026 (or even 2027) start dates. At the same time, hospitals and private practices are rolling out updated contract templates that reflect a rapidly shifting financial, regulatory, and reimbursement environment. Across the resident, fellow, and attending agreements I've reviewed over the last few months, I'm seeing some trends that I would consider to be red flags. Whether you are considering an opportunity for your first post-training job or your next step in your career, here are the five contract issues I'm seeing most in 2025 and how you can protect yourself before signing. Compensation based heavily on wRVU production is not new, but recently I've seen wRVU thresholds that lack historical practice data. Why is this an issue? You cannot evaluate a…...

2+ hour, 48+ min ago (189+ words) Dec 10 (Reuters) " Pfizer will cut over 200 jobs in Switzerland as part of its multi-year cost "reduction program, Bloomberg News reported on Wednesday, citing people familiar with the matter. The drugmaker will reduce its workforce in the country to roughly 70 by the "end of this year from "300, the report said, adding that the job cuts follow a broader downgrade of the Swiss unit within the company. Pfizer, which "has been facing dwindling revenue from its COVID products following the "pandemic, is trying "to grow again expecting to "deliver around $7.7 billion in cost cuts by "the end of 2027. In September, Pfizer said that Rea Lal would become its Swiss head, replacing Sabine Bruckner, who was taking on a new "international role. Lal leads the business with a reduced scope of responsibilities, the report said. Separately, drugmaker "Novartis "said last month it was…...

2+ hour, 54+ min ago (601+ words) Investors have a valuable escape hatch if their employer-provided HSA comes up short Paired with high-deductible healthcare plans, health savings accounts help ease healthcare costs. HSAs are a triple tax-advantaged vehicle in the tax code, allowing for pretax contributions, tax-free compounding, and tax-free withdrawals for qualified medical expenses. However, few owners fund their HSAs to the maximum, and even fewer invest their HSA dollars outside a savings account. Most consumers likely don't fill their HSAs because they lack the financial means; critics note that the HDHP/HSA combination can be less beneficial for lower-income workers. But even wealthy consumers may decline to fully fund their HSAs. Many HSAs charge account-maintenance fees and extra costs for investing in long-term assets. Unlike 401(k)s, where participants are typically captive in employer plans, HSA savers can move money from one HSA to another via…...