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Health Insurance Search Engine & News

4HealthInsurance.com is a custom search engine for Health Insurance and related topics. If your search is more general in nature, please use 4search.com.


Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.