Search and compare health plans

40+ min ago (700+ words) Because every household manages money differently, understanding these payout formats becomes essential. The right structure ensures that the benefit is not only available but also practical, manageable and aligned with the way your family handles responsibilities. This article explains these options in a clear and organised way so you can choose with confidence. This structure also suits nominees who are comfortable managing sizeable amounts. They can plan investments, allocate funds for different goals and create a structured approach to future needs. The clarity of having the full amount available at once allows them to design a long-term financial plan according to the family's priorities. However, a lump sum payout requires financial awareness. Managing a large amount demands thoughtful decision-making. If the nominee is not familiar with savings, investments or long-term planning, this option may feel heavy. It is most effective…...

1+ hour, 32+ min ago (647+ words) Mumbai: The recent exemption of retail health insurance from the goods and services tax regime has helped reduce premiums. But that alone is not enough to drive growth as the industry continues to battle issues such as high medical inflation, inadequate coverage, differentiated healthcare and claims experience, insurers said in a panel discussion at Mint's BFSI Conclave 2025. "The premiums have come down by 18%. Does it mean that everyone is going to take insurance? No, that's not going to happen immediately. It's going to take time'price is one of the levers," said G. Srinivasan, managing director and chief executive officer at Galaxy Health Insurance, adding that there is a need not just for more people to buy health insurance but also increase their cover. He believes the solution is for the industry to come out with products that are meaningful to customers…...

1+ hour, 38+ min ago (735+ words) Reporting by Ryan Thorpe and Chris Rufo at City Journal brought attention to the fraud. The investigations have already led to indictments or convictions. The frauds total around $1 billion and have occurred with three separate programs: Medicaid Housing Stabilization Services, the Federal Child Nutrition Program and services for autistic children under the Early Intensive Developmental and Behavioral Intervention program. Americans donate over $500 billion to charity annually, making the philanthropic sector sizable. Conservatives are on average more generous than liberals, but that's a topic for another day. Private philanthropy has a long history in the United States. Fraternal organizations provided a private safety net before the modern welfare state. Charitable giving assisted after natural disasters like the 1871 Chicago fire and 1889 Johnstown flood. Each dollar spent through private charity generates more impact than a government dollar. Government assistance arose over concerns about…...

3+ hour, 4+ min ago (306+ words) Thailand offers an irresistible blend of pristine beaches, lush jungles and vibrant city life, making it a popular choice for adventure seekers. Yet, when you venture beyond the usual tourist trail, you expose yourself to risks that holidays don't account for. That is why travel insurance in Thailand is often treated as a practical consideration rather than an optional add-on. Thailand is built for outdoor exploration. Here is an overview of what it offers for the adventure-lovers. So, while travel insurance traditionally focuses on basic medical emergencies, lost baggage or flight delays, Thailand often requires a shift in mindset. Here, you must factor in potential bodily injury risks related to activities common to the destination. While a standard travel insurance policy in Thailand may be a starting point, it may not align with the risk profile of an adventure-focused trip....

3+ hour, 9+ min ago (334+ words) The holidays are upon us, and for many, that means rushing to shop for all the things that make this time of year special. While looking for deals, don't forget to pick up health insurance for 2026. Finding the right plan amidst all the holiday action may feel overwhelming. Am I getting the right coverage for my family? What's a deductible versus a copay? Will I have coverage for my pre-existing condition? This year, the state of California is offering extra help paying for your plan. Individuals with annual incomes under $25,800 and families of four with incomes under $53,000 can get a Silver plan for $0. These subsidies are only available through Covered California. No matter where you get health insurance, being covered is critically important. Research'shows that people without health insurance have worse health outcomes, are more likely to be hospitalized for…...

3+ hour, 37+ min ago (312+ words) Sumit Madan, Managing Director and CEO of Axis Max Life Insurance GST 2.0 and (Amendment of Insurance Laws) Bill, 2025 are significant steps in the right direction for India's insurance industry, said Sumit Madan, Managing Director and CEO of Axis Max Life Insurance, while speaking at the Times Network India Economic Conclave 2025. He highlighted that the ultimate beneficiaries of these reforms will be customers. Commenting on the insurance bill, Madan said it is expected to benefit a large section of the Indian population. "The provision for 100 per cent foreign direct investment will encourage more players to enter the market. Increased competition will ensure that companies like ours remain on our toes to deliver better products and services to customers," he said. He added that the proposed changes would also help address gaps in the insurance ecosystem by improving access for underserved segments....

5+ hour, 26+ min ago (540+ words) Arcosa, Inc. (NYSE:ACA " Get Free Report) has been assigned a consensus rating of "Moderate Buy" from the five analysts that are presently covering the stock, Marketbeat Ratings reports. One research analyst has rated the stock with a hold recommendation and four have issued a buy recommendation on the company. The average 1 year price [] Arcosa, Inc. (NYSE:ACA) Given Consensus Rating of "Moderate Buy" by Brokerages Several research analysts have weighed in on ACA shares. Wall Street Zen raised shares of Arcosa from a "hold" rating to a "buy" rating in a report on Monday, December 8th. Barclays upped their price objective on Arcosa from $106.00 to $115.00 and gave the company an "overweight" rating in a research note on Monday, November 3rd. Weiss Ratings reiterated a "buy (b-)" rating on shares of Arcosa in a report on Monday. Finally, Zacks Research downgraded shares of…...

5+ hour, 33+ min ago (353+ words) Air pollution during winter in northern Indian cities is not a new phenomenon. Every year, many cities across north India face severe air quality conditions, with the Air Quality Index (AQI) often touching hazardous levels and remaining there for prolonged periods. Controlling winter air pollution has proven to be a major challenge for authorities, leading to serious health concerns for residents'especially children, the elderly, and people with asthma or other respiratory conditions. With rising pollution levels, demand for health insurance has increased among urban residents. Those who do not already have coverage and are looking to buy health insurance often wonder whether worsening air quality makes policies more expensive. Experts have a clear answer: yes, air pollution does make health insurance costlier over time. According to Jignesh Purohit, Senior Vice President " Employee Benefits, Alliance Insurance Brokers, air pollution contributes to…...

6+ hour, 15+ min ago (362+ words) If you've gone to a hospital that's in your insurance network, you probably assume every doctor you see there is also in-network. That used to be a risky assumption. Before 2022, many patients were shocked to get massive medical bills after getting care from doctors who, unknown to them, weren't in their insurance network, even though the hospital was. To fix this, Congress passed the No Surprises Act. It was designed to protect patients from these surprise bills, and to its credit, it has primarily done so. While the law has helped patients avoid unexpected charges on the front end, it has created new problems behind the scenes that could end up costing you in the long run. This process is called Independent Dispute Resolution (IDR). Unfortunately, it hasn't worked as intended. So far, arbitrators have mostly sided with hospitals and…...

7+ hour, 42+ min ago (1090+ words) Have you ever thought about what would happen if unexpected events hit your life or business? Accidents, illness, or sudden losses can be scary and costly. Without protection, recovering can take years and drain hard-earned money. Insurance acts as a safety net, helping cover costs and giving peace of mind. It lets you focus on growth, health, and daily life without constant worry. Choosing the right plan can make all the difference when trouble comes. Are you ready to see how insurance can protect your future and keep things moving smoothly? Let's read on. Insurance is like a safety net for your money. Life and business can be full of surprises, and not all of them are good. Accidents, theft, natural disasters, or sudden health problems can cost a lot of money. Without insurance, you might have to pay these…...