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15+ min ago (906+ words) How rising 2026 Medicare costs can shrink your Social Security raise. Many retirees count on their yearly Social Security raise to help them retire comfortably and deal with rising prices. For 2026, that increase is set at 2.8%. But a big part of that bump may disappear before it ever reaches your bank account, thanks to higher Medicare premiums. This article walks through the new premiums, explains why they're rising, and shows how even a larger COLA can be offset by higher Medicare deductions. Learn the strategies wealthy retirees use to fund their retirement with $1,000,000 " and how you can, too " with this new guide: The Definitive Guide to Retirement Income from Fisher Investments. Fisher Investments has helped tens of thousands of investors retire comfortably since 1979. With over $332 billion under management, they provide tailored money management to help achieve long-term goals. Get your guide…...

40+ min ago (987+ words) Sarah Monroe once had a relatively comfortable middle-class life. She and her family lived in a neatly landscaped neighborhood near Cleveland. They had a six-figure income and health insurance. Then, four years ago, when Monroe was pregnant with twin girls, something started to feel off. "I kept having to come into the emergency room for fainting and other symptoms," recalled Monroe, 43, who works for an insurance company. The babies were fine. But after months of tests and hospital trips, Monroe was diagnosed with a potentially dangerous heart condition. It would be costly. Within a year, as she juggled a serious illness and a pair of newborns, Monroe was buried under more than $13,000 in medical debt. Part of the reason: Like tens of millions of Americans, she had a high-deductible health plan. People with these plans typically pay thousands of dollars…...

1+ hour, 15+ min ago (1147+ words) This story also ran on The Washington Post. It can be republished for free. By Charlotte Huff December 9, 2025 David Garza sometimes feels as if he doesn't have health insurance now that he pays so much to treat his Type 2 diabetes. His monthly premium payment of $435 for family coverage is roughly the same as the insurance at his previous job. But the policy at his current job carries an annual deductible of $4,000, which he must pay out-of-pocket for his family's care until he reaches that amount each year. "Now everything is full price," said the 53-year-old, who works at a warehouse just south of Dallas-Fort Worth. "That's been a little bit of a struggle." To reduce his costs, Garza switched to a lower-cost diabetes medication, and he no longer wears a continuous glucose monitor to check his blood sugar. Since he…...

1+ hour, 15+ min ago (1060+ words) By Noam N. Levey December 9, 2025 Sarah Monroe once had a relatively comfortable middle-class life. She and her family lived in a neatly landscaped neighborhood near Cleveland. They had a six-figure income and health insurance. Then, four years ago, when Monroe was pregnant with twin girls, something started to feel off. "I kept having to come into the emergency room for fainting and other symptoms," recalled Monroe, 43, who works for an insurance company. The babies were fine. But after months of tests and hospital trips, Monroe was diagnosed with a potentially dangerous heart condition. It would be costly. Within a year, as she juggled a serious illness and a pair of newborns, Monroe was buried under more than $13,000 in medical debt. Part of the reason: Like tens of millions of Americans, she had a high-deductible health plan. People with these plans typically…...

2+ hour, 39+ min ago (498+ words) Washington has no shortage of speeches about affordability. Every week brings a new press conference about the rising cost of living and the financial pressure facing American families. You see its impact most clearly in auto insurance, where premiums have stayed stubbornly high even as inflation has cooled elsewhere. The American middle class is straining under rising prices and stagnant wages. Families are tired of an economy where everything costs more, and nothing seems to change. But there is a solution to the rising spiral of costs. One that lowers costs without raising taxes or expanding government. It starts with confronting a major but overlooked driver of inflation: lawsuit abuse. Fortunately, two states, Florida and Georgia, have shown that reforming the system brings immediate relief. Florida offers the strongest proof yet. For years, Florida had become the center of America's…...

2+ hour, 39+ min ago (498+ words) Washington has no shortage of speeches about affordability. Every week brings a new press conference about the rising cost of living and the financial pressure facing American families. You see its impact most clearly in auto insurance, where premiums have stayed stubbornly high even as inflation has cooled elsewhere. The American middle class is straining under rising prices and stagnant wages. Families are tired of an economy where everything costs more, and nothing seems to change. But there is a solution to the rising spiral of costs. One that lowers costs without raising taxes or expanding government. It starts with confronting a major but overlooked driver of inflation: lawsuit abuse. Fortunately, two states, Florida and Georgia, have shown that reforming the system brings immediate relief. Florida offers the strongest proof yet. For years, Florida had become the center of America's…...

3+ hour, 21+ min ago (360+ words) Sahaj Insurance Services, a subsidiary of Sahaj Retail, plans to offer 10 crore insurance policies to rural India. These policies will be simple, affordable, and accessible through Sahaj Centres. Trained Sahaj Mitrs will assist with onboarding, support, and claims. The initiative aims to deepen financial inclusion by integrating government schemes. Sahaj Insurance Services Pvt Ltd, which recently received a corporate agency licence from IRDAI, aims to sell about 10 crore insurance policies designed to suit the rural population.Sahaj Insurance Services Pvt Ltd, a subsidiary of Sahaj Retail Ltd, operates a network of about 4.5 lakh digitally enabled rural centres serving over 70 crore people.In a statement, the Kanoria Foundation company said the new vertical is designed to make insurance, long characterised by low awareness and limited access in rural regions, simple, affordable and accessible at the last mile.Sahaj Centres will offer…...

3+ hour, 58+ min ago (117+ words) That would mark the highest level since January 2014. Some of the worry may stem from uncertainty over expiring health insurance subsidies. Americans Expect Medical Costs to Jump 10 Percent in 2026: NY Fed Americans are worried about rising health care costs, and their expectations about paying more for food and other commodities also trended upward in November, the Federal Reserve Bank of New York reported in its latest Survey of Consumer Expectations. Dollar General Plans to Open 450 New Stores in US in 2026 Faulty Instrument'Panel Display Prompts Recall of 72,500 Ram Trucks US Dealer Confidence Sinks in 4th Quarter: Cox Automotive Rivian Recalls Nearly 35,000 Delivery Vans Over Seat Belt Misuse Issue...

3+ hour, 58+ min ago (117+ words) That would mark the highest level since January 2014. Some of the worry may stem from uncertainty over expiring health insurance subsidies. Americans Expect Medical Costs to Jump 10 Percent in 2026: NY Fed Americans are worried about rising health care costs, and their expectations about paying more for food and other commodities also trended upward in November, the Federal Reserve Bank of New York reported in its latest Survey of Consumer Expectations. Dollar General Plans to Open 450 New Stores in US in 2026 Faulty Instrument'Panel Display Prompts Recall of 72,500 Ram Trucks US Dealer Confidence Sinks in 4th Quarter: Cox Automotive Rivian Recalls Nearly 35,000 Delivery Vans Over Seat Belt Misuse Issue...

4+ hour, 59+ min ago (909+ words) After years of rising insurance complaints, delayed claim settlements, and growing anger over rejected payouts, the regulator has finally put a tighter grievance framework on the table. The Insurance Regulatory and Development Authority of India (IRDAI) recently released the Draft Internal Insurance Ombudsman Guidelines, 2025. These rules propose a new accountability structure inside insurance companies to speed up dispute resolution and reduce harassment of consumers. It is important to note that these are still only proposed rules and not law yet. The guidelines will take effect only after final notification and will apply three months after that. If implemented in their present form, they could significantly change how insurance complaints are handled in India. IRDAI has acknowledged in the draft that as insurance coverage expands, policyholder expectations rise. When those expectations are not met, they turn into formal complaints. Despite existing…...