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35+ min ago (216+ words) At the end of 2025, the pandemic-era subsidies for the Affordable Care Act are due to expire. Federal lawmakers are debating ways to extend them, while House GOP leadership is pushing its own health care measure. It would work to manage drug costs and process claims for insurance plans, restore government funding for cost-sharing reductions often given to Affordable Care Act enrollees to reduce what they pay in deductibles and copays, and allow small businesses and the self-employed to expand insurance coverage options by banding together to purchase Association Health Plans. The Insurance Source's Guy Furay says that one of the bright spots in the plan is that "the association health plans is going to benefit a lot of people, the problem with that is trying to find the carriers who want to form and offer the insurance to said associations,…...

40+ min ago (381+ words) The IRS recently issued new guidance clarifying which telehealth and remote care services may be offered by a high deductible health plan (HDHP) before a deductible is satisfied without jeopardizing health savings account (HSA) eligibility. Generally, to be compatible with an HSA, an HDHP can only provide coverage for preventive medical benefits before the HDHP deductible is satisfied, except for certain permitted services such as specified telehealth and other remote care services....By: Haynes Boone New Guidance: When Your Virtual Medical Benefits Can Disqualify Your High Deductible Health Plan The IRS recently issued new guidance clarifying which telehealth and remote care services may be offered by a high deductible health plan (HDHP) before a deductible is satisfied without jeopardizing health savings account (HSA) eligibility. Generally, to be compatible with an HSA, an HDHP can only provide coverage for preventive medical…...

1+ hour, 24+ min ago (630+ words) Cognizant (Nasdaq: CTSH) today announced a strategic collaboration with Bupa Hong Kong, a leading health insurance specialist in Hong Kong, to deliver Cognizant's first AI-driven Business-Process-as-a-Service (BPaaS) solution for claims modernization in the region. The five-year engagement represents the largest Intuitive Operations and Automation (IOA) services deal for Cognizant in Hong Kong. Oops, something went wrong Bupa Hong Kong has selected Cognizant to deliver an AI-driven BPaaS solution to transform health insurance claims Strategic collaboration aims to enhance operational efficiency and mitigate risks by transitioning to a business process more aligned with regulatory requirements HONG KONG, Dec. 18, 2025 /PRNewswire/ -- Cognizant (Nasdaq: CTSH) today announced a strategic collaboration with Bupa Hong Kong, a leading health insurance specialist in Hong Kong, to deliver Cognizant's first AI-driven Business-Process-as-a-Service (BPaaS) solution for claims modernization in the region. The five-year engagement represents the largest Intuitive Operations…...

1+ hour, 45+ min ago (700+ words) CLEVELAND " People on Affordable Care Act insurance plans are worried about much higher costs next year if government subsidies are not renewed. However, there's more impact pending not only on ACA policyholders but millions of others on employer-based plans. Aimee Lee from Lyndhurst is an artist who uses Korean paper-making techniques to create everything from dresses to animals to even historical flashlights. "This is all woven out of paper and then all coated with persimmon dye," she said while showing us the large piece she made. Lee is also trying to shine a light on what will happen if the Affordable Care Act subsidies go dark for her. "I don't know how many more rabbits I have to pull out of the hat in terms of making the money to cover that," said Lee. She told us at one point…...

3+ hour, 31+ min ago (104+ words) President Donald Trump is pushing for healthcare cost changes. He believes insurance subsidies should benefit individuals directly. This comes as enhanced Affordable Care Act tax credits are set to expire. Trump also highlighted a new website for direct prescription drug sales. He claims drug costs will decrease significantly starting next year. How Zomato and Swiggy steal the show from Devyani, Sapphire Foods With pressure rising on fiscal deficit front, should govt trim capex? Stock Radar: SBI Life Insurance stock breaks out from downward sloping trendline; time to buy? F&O Radar | Deploy Bear Put Spread in Nifty to play the down move amid volitality...

3+ hour, 58+ min ago (292+ words) TALLAHASSEE, Fla. (WCTV/Gray Florida Capital Bureau) - Millions of Floridians are facing a health care crisis as enhanced Affordable Care Act tax credits expire in two weeks, forcing families to choose between coverage and their budgets. More Floridians rely on the Affordable Care Act marketplace for health insurance than any other state. The Census Bureau says more than 4.7 million people in the state are enrolled in marketplace plans. Since Congress didn't extend COVID-era tax credits on those plans, people like Carlos Otero in Miami are experiencing sticker shock. "This year, it came with a surprise of 900% incremental spike in my premiums, in my monthly premiums, which is already crazy," Otero said. Otero said to afford coverage, he had to switch plans. "I will need to make choices," he said. "I'm afraid I'm going to be disrupting my care, my current…...

4+ hour, 1+ min ago (489+ words) Medical providers are concerned the rising premiums will force people not to have health insurance. Amber Frias reports for the NBC4 News at 4 p.m. on Wednesday, Dec. 17, 2025. As Covered California's open enrollment period is set to end next month, California officials and medical service providers are watching whether federal lawmakers will extend enhanced premium tax credits under the Affordable Care Act, also known as Obamacare. Their hope is likely dashed after the House of Representatives Wednesday passed a health care bill that Republicans say will lower health insurance premiums but did not include an extension of the tax credits." With Thursday being the last day of the 2025 session, the House will likely not have enough time to consider a petition that aims to extend the credits before they expire. Without the extension of the tax credits, hundreds of thousands of Californians could…...

4+ hour, 40+ min ago (590+ words) Some of those enrolled in Obamacare health plans could see their premiums rise $24,604 per year Pandemic-era subsidies that lowered the costs of health insurance for millions of people are set to expire on December 31, 2025. If they do, then those who have bought plans through federal and state health insurance marketplaces could see their monthly premiums skyrocket as much as $2,050 per month (or $24,604 per year) in some cases, according to research firm KFF. Protecting the subsidies has become a flashpoint for consumers as they struggle with the rising costs of healthcare, and beyond. The expiring subsidies are at the heart of a raging battle in Congress, with Democrats trying to keep the enhanced subsidies and Republicans wanting to eliminate them. On Wednesday, four House Republicans - who face fraught battles in the 2026 Midterms - sided with Democrats to force a vote on the…...

4+ hour, 53+ min ago (213+ words) Can India's insurance sector help mobilize more long-term capital? How much of a difference will the Centre's proposal of raising its foreign direct investment (FDI) cap to 100% from 74% make? The sector was opened up to foreign insurers via joint ventures (JVs) in 2000, but state-run LIC's dominance remains mostly intact. After the FDI cap was lifted to 74% in 2021, a few foreign insurers raised their stakes in JVs and we saw one new entry. Full ownership would mean no local partner can block key plans, so those stakes might rise further. Will new players enter? The Indian market's allure is up for another test. India's insurance coverage needs to widen, but it's a closely regulated sector. While tight controls are needed to ensure long-range commitments are met, they also limit the scope for innovation that a fresh dose of rivalry may provide....

5+ hour, 18+ min ago (226+ words) Affordable Care Act tax credits are set to expire at the end of the month. On Thursday, lawmakers failed to come up with an alternative, killing competing proposals from Democrats and Republicans. The Mountain West is expected to face some of the highest health insurance rate increases. Brendan Buck with the non-profit healthcare watchdog group, Keep Americans Covered, observed the political debate in Congress with concern. "On average premiums are going to increase 114% " and that's just to keep the plan you already have. So families are going to be asked to pay hundreds, maybe thousands of dollars more a month," said Buck. Buck said when health insurance prices surge like this, those who absolutely need coverage will struggle to keep it. Those with fewer health issues may decide to drop coverage entirely. But, when people drop their coverage it creates…...