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Experts recommend advisers start long-term planning with clients more than a decade out from retirement. Long-term care presents an unpredictable risk in retirement planning, but one of the few certainties it brings are increasing costs. Northwestern Mutual, citing 2025 figures, recently calculated that a home health aide providing eight hours…
Open enrollment runs from Nov. 1, 2026, through Jan. 31, 2027. This year, California lost nearly $2.5 billion in federal enhanced premium tax credits. To help fill the funding gap, Gov. Newsom and the California Legislature…