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17+ min ago (234+ words) Oklahomans could see significant increases in health insurance costs next year, as enhanced Affordable Care Act tax credits are set to expire at the end of the month. Oklahoma Insurance Commissioner Glen Mulready warns premiums could rise by as much as 30%, and he expects some residents may choose to go without insurance altogether. Mulready says he's been "sounding the alarm for months," urging Oklahomans to prepare for possible changes that could affect nearly everyone in the state. Morton Comprehensive Health System in Tulsa says the loss of enhanced tax credits could heavily impact people who rely on marketplace insurance. CEO Susan Savage says about 300,000 Oklahomans could be affected if the credits expire. "They will earn too much to qualify for Medicaid" and they will make not enough money to buy their insurance on the health exchange," said Savage. The health…...

48+ min ago (403+ words) Health insurance premiums in the U.S. significantly increased between 1999 and 2024, outpacing the rate of worker earnings by three times, according to our newly published research in the journal JAMA Network Open. Some of the premium increases can be attributed to an increase in hospital outpatient visits and coverage of GLP-1 drugs. But research, including our own, suggests that premiums have rapidly escalated mostly because health system consolidation " when hospitals and other health care entities merge " has led hospitals to raise prices well above their costs. Hospitals are aggressively raising their prices because hospital CEOs have incentives to do so. Board members set performance criteria that determine the base salary and bonus payments for CEOs. Over half of board members at top U.S. hospitals have professional backgrounds in finance or business. As a result, researchers and advocates have raised concerns that financial success…...

2+ hour, 52+ min ago (323+ words) State leaders warn that rising premiums, reduced subsidies and major Medicare Advantage exits are making this year's health coverage enrollment more complex. Vermont officials are urging residents to review their health coverage now, warning that this year's enrollment period is more complicated than in years past. At a press conference Tuesday, Treasurer Mike Pieciak and state leaders said rising premiums, expiring federal subsidies and the departure of most Medicare Advantage plans in 2026 are creating a challenging landscape for tens of thousands of Vermonters. Chief Health Care Advocate Mike Fisher underscored the stakes, calling it "not a normal year." Health insurance consultant Christine Oliver said the most important step Vermonters can take is simply to "look at the resources available to you." Much of the urgency centers on two groups: Vermonters using the state marketplace and the nearly 50,000 residents who will…...

3+ hour, 3+ min ago (79+ words) Breaking news and analysis on politics, business, world, national news, entertainment and more. In-depth DC, Virginia, Maryland news coverage including traffic, weather, crime, education, restaurant reviews and more. - ACA crunch: High initial enrollment numbers despite an uncertainty over enhanced subsidies is colliding with political pressure and an upcoming dueling vote in the Senate of Democratic and Republican health plans. - Medicare Advantage warning shot: Insurers lead a letter warning lawmakers not to dip into changes to Medicare Advantage payments...

3+ hour, 28+ min ago (772+ words) HSAs were established by the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, signed into law on December 8, 2003. Among other things, the law created Medicare Part D, a prescription drug benefit for Medicare beneficiaries. HSAs officially became available starting January 1, 2004. It's no coincidence that the 2003 law also established HDHPs since the two were meant to work together. The idea was to allow insurance plans that cover major expenses to be paid with lower premiums'you could use your HSA to cover out-of-pocket costs with tax-advantaged savings. Here's how it works. You can make pre-tax contributions to your HSA out of your paycheck. Your employer may also kick in funds. Employer contributions are not considered income for tax purposes, so not only is it free money, it's tax-free. It gets better. Funds in an HSA grow federal income tax-free. And when you…...

4+ hour, 49+ min ago (175+ words) As of November 1, 2025, MFA reported that over 5.7 million members were enrolled in employer-group MA plans. This is an increase of 19,719 or 0.35%, since a year ago. The top five carriers covered 83% of all group Medicare Advantage enrollees as of November 1, 2025, with UnitedHealth leading in terms of membership at over 1.8 million members, a -6.2% decline from a year ago. California maintained the highest number of employer group MA members with almost 752,000 beneficiaries as of November 1, 2025. To read the full FREE text of "Medicare Advantage Employer-Group Market Enrollment Trends", visit the MFA Briefs on Mark Farrah Associates' website. About Medicare Business Online This brief is based on an analysis of employer-group enrollment data for Medicare Advantage released by the Centers for Medicare & Medicaid Services (CMS). Mark Farrah Associates" Medicare Business Online" simplifies the tracking of monthly Medicare Advantage and PDP enrollment by competitor. Enrollment…...

5+ hour, 21+ min ago (132+ words) India Business News: MUMBAI: State Bank of India is preparing to hire nearly 1,000 specialists in wealth management as customers show a growing preference for investment p. MUMBAI: State Bank of India is preparing to hire nearly 1,000 specialists in wealth management as customers show a growing preference for investment products over plain savings The recruitment, announced through an advertisement for Specialist Cadre Officers, covers relationship managers and customer relationship executives, across major commercial centres such as Mumbai, Bengaluru, Chennai and Delhi The fixed-term, lateral roles centre on managing affluent and high-net-worth clients, selling investment and insurance products, and boosting revenue linked to portfolios rather than deposits.Get an chance to win "5000 Amazon Voucher by taking part in India's Biggest Habit Index! Take the survey here...

5+ hour, 30+ min ago (561+ words) In this article, CheapInsurance.com dives into required minimum liability limits in Colorado and across the country. Those shopping for valid coverage, particularly in the context of financing or leasing a vehicle, should also note why simply meeting the minimum may be risky. Every U.S. state, with one exception, requires drivers to carry a minimum level of auto insurance to legally operate a vehicle. Liability coverage is designed to protect other people and their property when the insured driver is at fault in an accident. Specifically, it includes two main components: These limits are typically expressed as a set of numbers, such as 25/50/25. This format means $25,000 per person for injury, up to $50,000 per accident for injury to all persons, and $25,000 for property damage. In Colorado, the minimum bodily injury liability is $25,000 per person and $50,000 per accident, with property damage liability at…...

6+ hour, 42+ min ago (479+ words) TALLAHASSEE " In an issue stemming from the use of artificial intelligence in the insurance industry, a House panel Tuesday approved a proposal that would require humans to make ultimate decisions about denying claims or reducing claim payments. The House Insurance & Banking Subcommittee unanimously approved the bill (HB 527) amid opposition from insurance-industry groups " but support from groups that represent hospitals and doctors. "No Floridian should ever have a claim denied based solely on an automated output," bill sponsor Hillary Cassel, R-Dania Beach, said. "HB 527 establishes a clear and reasonable safeguard." The bill makes clear that insurers could use artificial intelligence and algorithms in processing claims and making recommendations about approvals and denials. But it says a "carrier's decision to deny a claim or any portion of a claim or a payment claim reduction must be made by a qualified human professional....

8+ hour, 21+ min ago (884+ words) For every new enrollment, two Pennsylvanians are dropping Obamacare coverage as steep government subsidies are set to expire at year's end. About 38,000 people who have Affordable Care Act coverage through Pennie, the state's health insurance exchange, have opted not to renew their plans for next year. That's compared to 19,000 new enrollees. "We are seeing how much this affordability matters to people," Pennie Executive Director Devon Trolley told TribLive on Tuesday. Open enrollment runs Nov. 1 to Jan. 15, so there's still time for an enrollment surge. But Trolley said she's certain Pennie's headcount will shrink if an enhanced version of Obamacare subsidies sunsets. Prior to open enrollment, Pennie projected 450,000 of its 500,000 users would face higher premiums without the subsidies, with 150,000 of them leaving the exchange as a result. Many more might choose plans that are cheaper but offer worse coverage. Financial aid…...