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22+ min ago (325+ words) Latino families in Florida are facing a more severe affordability crisis " particularly in health care and child care " compared to Latinos nationally. The findings, released by Abriendo Puertas/Opening Doors and UnidosUS, the nation's largest Hispanic civil rights group, paint a portrait of a rapidly growing electorate that is highly engaged on economic and social issues but increasingly strained by the rising cost of living in the Sunshine State. "For Florida families whose children have not received child care, 47% say this is due to a lack of affordable child care options, compared to 32% nationally," according to the report. The survey revealed that "34% of Florida families reported having to reduce working hours due to a lack of affordable child care," a figure substantially higher than the 24% national average, underscoring how child care access directly dictates economic productivity for these families. Gaps…...

40+ min ago (590+ words) MANILA, Philippines " In a population of 116.6 million, only 28% of Filipinos hold a life insurance policy in 2025. The industry penetration remains stuck at 1.7% of GDP, one of the lowest among the countries in Southeast Asia, according to data from analytics firm Inquiro. The newly released PURPLE Report, commissioned by EastWest Ageas Insurance, also showed that the average Filipino has only set aside P50,000 for emergencies, which is barely enough to cover a routine medical procedure, let alone a major illness like ischemic heart disease " the country's top cause of death " where treatment can cost P690,000." This readiness gap is not just financial. It is structural, cultural, and educational. It is also deeply personal. New analytics from Inquiro's MarketScan dataset reveal that while the digital shift toward insurance is real, it remains uneven across the country. Among the 5.2 million Filipinos tracked for app-based insurance…...

43+ min ago (1021+ words) The political stakes of rising health insurance premiums are looming as affordability concerns have emerged as a key issue for voters going into the 2026 midterms. When senators'voted on rival health bills'Thursday, they had two chances to address'expiring COVID-era subsidies'that will result in millions of Americans saddled with higher insurance costs in the new year. But the Senate rejected both, and hopes of solving the problem this year are running dry. Affordable Care Act subsidies will end in three weeks,'more than doubling the premiums'for many with health coverage through the 2010 law known as "Obamacare." Meanwhile, the'political stakes of rising premiums'are looming as affordability concerns have emerged as a'key issue'for American voters going into the midterms next year. Here's a look at the subsidies in limbo, the proposals to address the problem and how American voters are feeling about the issue....

1+ hour, 27+ min ago (201+ words) Jaipur: Former Rajasthan Chief Minister Ashok Gehlot on Friday welcomed the Supreme Court's decision that families of private doctors who died on duty during COVID-19 are eligible for Rs 50 lakh insurance cover under the Pradhan Mantri Garib Kalyan Yojana (PMGKY). In a post on X, Gehlot said the ruling offers the Centre an opportunity to reconsider the scope of its scheme. "The Supreme Court's decision directing that private doctors who lost their lives while serving during COVID be given Rs 50 lakh compensation under the Centre's insurance scheme is commendable," the Congress leader wrote. Gehlot said the then Congress government in Rajasthan had taken a more inclusive approach during the pandemic. "We not only provided compensation to doctors, but also to police personnel, government employees, contractual workers, journalists, sanitation workers and ration dealers who died while performing COVID duty. All were…...

1+ hour, 30+ min ago (427+ words) Top healthcare executive John Driscoll calls the looming expiration of enhanced Affordable Care Act subsidies "a tragedy in the making," warning that millions of Americans are about to be hit with higher premiums, lost coverage, and rising medical debt as Washington gridlock hardens. Driscoll, who is currently the chairman of UConn Health after a 25-year career in health care including a previous position as Walgreens Boots Alliance president, said the policy reversal amounts to "a self'inflicted wound" that will push costs up for both low'income families and the affluent professionals who thought they were insulated." Driscoll cited CBO estimates that if Congress allows the subsidies to lapse, premiums will jump for roughly 24 million marketplace enrollees, and around 2 million people will lose coverage entirely in the near term. "You don't solve higher health care costs with fewer people getting insured," he…...

1+ hour, 55+ min ago (78+ words) CHARLESTON " The finance board for West Virginia's Public Employee Insurance Agency recently approved slight premium increases and other fee hikes for the state's health coverage program beginning in July, though lawmakers had questions about possible changes. The Joint Standing Committee on Insurance and PEIA met Monday morning during December legislative interim meetings at the [] West Virginia lawmakers briefed on approved changes to PEIA coverage West Virginia lawmakers briefed on approved changes to PEIA coverage...

2+ hour, 39+ min ago (715+ words) Indian companies are rethinking the benefits they offer their staff, such as healthcare, retiral plans, wellbeing perks, and leave, as they seek to control budgets while retaining top talent without compromising on employee experience. The move comes as employee costs escalate, and health insurance premiums balloon, prompting firms to redesign their benefits programs to align with the needs of a multi-generational workforce and ensure financial discipline. Companies are phasing out benefits like telemedicine, which was indispensable during the pandemic but no longer essential, as they seek to cut unnecessary costs, he said. To be sure, technology is reshaping employee profile, prompting companies to look at their benefits programs through a new lens. According to a C-suite executive at one of the top three private banks in India, employee costs along with the advent of artificial intelligence (AI) have pushed them…...

3+ hour, 25+ min ago (497+ words) Even though Ossian Riday knew it was going to be financially painful to purchase an Affordable Care Act plan for 2026, he said it's still difficult to pay so much for such sparse health coverage. "We're paying a fortune for essentially nothing," said Riday, 54, of Topsham, about the catastrophic ACA plan he purchased with $1,250 monthly premiums, and more than $20,000 in deductibles to cover two people. Riday is one of thousands of Maine residents who will see their ACA premiums spike, in large part due to the expiration of Enhanced Premium Tax Credits. Congress failed to extend the credits after a series of votes in the Senate on Thursday. About 65,000 have ACA insurance in Maine, and most will experience sharp increases " an average of 77% " with the credits going away. Enrollment continues through Monday at www.coverme.gov for coverage that starts on…...

3+ hour, 37+ min ago (507+ words) Pandemic-era tax credits for Affordable Care Act premiums are set to expire at the end of the year if lawmakers don't find a solution soon. Now, many are left wondering if they can afford to stay insured. For millions who rely on the Affordable Care Act for health insurance, time to enroll is about to run out. Pandemic-era tax credits that help keep premiums low are set to expire at the end of this year. Congress is deadlocked on a solution and many are left questioning whether they can afford marketplace insurance at all. According to independent health policy research organization KFF, most enrollees will see their premiums more than double on average if the enhanced tax credits expire. The deadline to enroll in an ACA plan for Jan. 1 is Monday. The last open enrollment period ends Jan. 15 for coverage…...

3+ hour, 40+ min ago (485+ words) Most people's first thought for help with medical expenses is their health insurance. But if you're a small business owner and you, your employees, or your customers suffer an injury at your business, some types of business insurance may be able to cover some of those costs. NEXT shares how business insurance, specifically general liability insurance and workers' compensation insurance, could help to cover a range of medical expenses such as doctor visits, treatments, medication, and physical therapy. The way business insurance can cover medical expenses depends on who needs the care: Are they a guest, an employee, or are you looking to protect yourself? A standard general liability insurance policy usually includes medical payments coverage. But this coverage could only help non-employees who accidentally get hurt while visiting or interacting with your business. General liability policies can usually only…...