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24/7 Wall St.
247wallst.com > personal-finance > 08/20/2026 > dads-memory-care-costs-7000-a-month-the-family-learned-in-one-phone-call-that-medicares-share-is-zero

Dad's Memory Care Costs $7,000 a Month. The Family Learned in One Phone Call That Medicare's Share Is Zero.

3+ week, 2+ day ago   (781+ words) Medicare covers zero of a memory care facility's monthly bill because round-the-clock supervision and daily personal care qualify as custodial, not skilled, care. At $7,000 a month, memory care totals $84,000 a year, and Medigap does nothing to close that gap. Private…...