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7 Popular Affordable LLC Formation Services for Self-Employed in 2026 selfemployed.com Hi, I am Mike. I am SelfEmployed.com's in-house accounting and financial expert. I help review and write much of the finance-related content on Self Employed. I have had a CPA for over 15 years and love helping people succeed financi
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iHire Report: Most Independent Workers Lack Basic Benefits
2+ week, 5+ day ago (413+ words) A workforce report from iHire on the rise of independent work finds that most independent workers go without the basic benefits that traditional employees take for granted. The survey of thousands of US workers documents strong interest in freelancing alongside…...
EU Platform Work Directive Deadline Nears, Reshaping Gig Worker Status
2+ week, 5+ day ago (453+ words) A sweeping European law that reshapes how gig platforms treat their workers is entering its final stretch, and the deadline is now close. Under the EU Platform Work Directive, every member state must write the rules into national law by…...
Every Launches Benefits Platform Aimed At Small Employers
3+ week, 3+ day ago (415+ words) Every, a back-office platform for startups, has launched Every Benefits, a health benefits model that pairs fully insured plans with employer-funded reimbursements. The company says the setup lowers employer costs without cutting the experience workers receive. For a self-employed founder…...
6 Popular Low-Cost HSA Plans for Self-Employed Workers in 2026
3+ mon, 1+ week ago (1718+ words) I remember opening my first Health Savings Account as a new freelancer. I wanted tax savings, investment growth, and a debit card that just worked—without junk fees. I was trying to keep premiums lean by using a high-deductible plan…...
7 Best Affordable Business Insurance Packages for Self-Employed in 2026
3+ mon, 2+ week ago (1680+ words) Picking coverage can feel overwhelming. There are many carriers, policy types, and industry rules. The fine print matters, and prices shift with small changes. Here are some questions you should ask when looking for a package: I use Next for…...
2026 Health Insurance Premiums Jump 11% for Small Businesses: What Self-Employed Owners Can Do Now
4+ mon, 3+ week ago (618+ words) According to analysis from the Kaiser Family Foundation and Peterson-KFF Health System Tracker, small businesses buying coverage through ACA-compliant small group plans face a weighted median premium increase of 11% for 2026. About 10% of policies are rising 20% or more. The average employer…...
Insurance Companies Are Building New Products for Freelancers As Independent Work Surges
5+ mon, 3+ day ago (720+ words) The insurance industry is reshaping its product lines to serve the rapidly growing freelance workforce, rolling out flexible policies, on-demand coverage, and bundled benefit platforms designed specifically for self-employed professionals. For the 16.8 million Americans now working independently full time, these…...
Freelancer Health Insurance 2026: What The Subsidy Cliff Means For Your Coverage
5+ mon, 1+ week ago (481+ words) The enhanced subsidies, first introduced in the American Rescue Plan Act of 2021 and subsequently extended, allowed individuals at nearly all income levels to qualify for reduced Marketplace premiums. According to health policy experts, this expansion was one of the most…...
COBRA Insurance Cost: What the Self-Employed Actually Pay
5+ mon, 2+ week ago (437+ words) In this article, we will explain how COBRA pricing works, what the average costs look like in practice, and how to decide whether COBRA is actually the right bridge for your situation. The cost of COBRA is not set by…...