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7 Popular Affordable LLC Formation Services for Self-Employed in 2026 selfemployed.com Hi, I am Mike. I am SelfEmployed.com's in-house accounting and financial expert. I help review and write much of the finance-related content on Self Employed. I have had a CPA for over 15 years and love helping people succeed financi
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iHire Report: Most Independent Workers Lack Basic Benefits
2+ week, 5+ day ago (413+ words) A workforce report from iHire on the rise of independent work finds that most independent workers go without the basic benefits that traditional employees take for granted. The survey of thousands of US workers documents strong interest in freelancing alongside…...
Every Launches Benefits Platform Aimed At Small Employers
3+ week, 3+ day ago (415+ words) benefits administration, an insurance brokerage, and payroll together as a single system. Combining those pieces...larger firms, and cobbling together brokerage, payroll, and administration separately eats time an owner...
Freelancer Health Insurance 2026: What The Subsidy Cliff Means For Your Coverage
5+ mon, 1+ week ago (481+ words) The enhanced subsidies, first introduced in the American Rescue Plan Act of 2021 and subsequently extended, allowed individuals at nearly all income levels to qualify for reduced Marketplace premiums. According to health policy experts, this expansion was one of the most…...
COBRA Insurance Cost: What the Self-Employed Actually Pay
5+ mon, 2+ week ago (437+ words) In this article, we will explain how COBRA pricing works, what the average costs look like in practice, and how to decide whether COBRA is actually the right bridge for your situation. The cost of COBRA is not set by…...
EU Platform Work Directive Deadline Nears, Reshaping Gig Worker Status
2+ week, 5+ day ago (453+ words) A sweeping European law that reshapes how gig platforms treat their workers is entering its final stretch, and the deadline is now close. Under the EU Platform Work Directive, every member state must write the rules into national law by…...
6 Popular Affordable Income Protection Insurance for Self-Employed in 2026
3+ mon, 2+ week ago (1674+ words) What I found: the most successful solo owners buy coverage that mirrors how they earn. They pick “own-occupation” if they’re specialized, lock in non‑cancelable terms, and right‑size benefits to cash flow. You don’t need the fanciest contract on…...
2026 Health Insurance Premiums Jump 11% for Small Businesses: What Self-Employed Owners Can Do Now
4+ mon, 3+ week ago (618+ words) According to analysis from the Kaiser Family Foundation and Peterson-KFF Health System Tracker, small businesses buying coverage through ACA-compliant small group plans face a weighted median premium increase of 11% for 2026. About 10% of policies are rising 20% or more. The average employer…...
7 Best Cheapest Workers’ Comp Insurance for Self-Employed in 2026
3+ mon, 2+ week ago (1763+ words) owner’s policy (BOP). Pay-as-you-go billing through payroll providers can smooth cash flow and avoid large...prices workers’ comp by state rules, class code, payroll, and claims history. It’s a quote-based model...options for monthly billing and pay-as-you-go through payroll connections. There’s…...
7 Best Affordable Business Insurance Packages for Self-Employed in 2026
3+ mon, 2+ week ago (1680+ words) annual billing. Pricing reflects location, revenue, payroll, limits, and class‑specific risk. You can bundle...
6 Popular Disability Insurance for Self-Employed in 2026
3+ mon, 1+ week ago (1699+ words) Scroll down for my detailed takes on each pick, including why I chose my personal policy and which options work for tight budgets and first-timers. Disability insurance is a financial protection service that replaces a portion of your income if…...