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7 Popular Affordable LLC Formation Services for Self-Employed in 2026 selfemployed.com Hi, I am Mike. I am SelfEmployed.com's in-house accounting and financial expert. I help review and write much of the finance-related content on Self Employed. I have had a CPA for over 15 years and love helping people succeed financi
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News
ACA Open Enrollment Shrinks To Six Weeks Starting November 1
1+ week, 4+ day ago (534+ words) Open enrollment for 2027 Affordable Care Act coverage will run from November 1 to December 15 in states using HealthCare.gov, under a federal rule whose enrollment-window provision takes effect this fall. The window for 2026 coverage ran through January 15, so buyers are losing…...
iHire Report: Most Independent Workers Lack Basic Benefits
2+ week, 5+ day ago (413+ words) A workforce report from iHire on the rise of independent work finds that most independent workers go without the basic benefits that traditional employees take for granted. The survey of thousands of US workers documents strong interest in freelancing alongside…...
EU Platform Work Directive Deadline Nears, Reshaping Gig Worker Status
2+ week, 5+ day ago (453+ words) A sweeping European law that reshapes how gig platforms treat their workers is entering its final stretch, and the deadline is now close. Under the EU Platform Work Directive, every member state must write the rules into national law by…...
Every Launches Benefits Platform Aimed At Small Employers
3+ week, 3+ day ago (415+ words) Every, a back-office platform for startups, has launched Every Benefits, a health benefits model that pairs fully insured plans with employer-funded reimbursements. The company says the setup lowers employer costs without cutting the experience workers receive. For a self-employed founder…...
ACA Subsidy Cliff Returns In 2026 As Enhanced Tax Credits Lapse
3+ week, 3+ day ago (438+ words) The enhanced premium tax credits that made Affordable Care Act coverage cheaper for millions expired on December 31, 2025, and Congress did not renew them, so the pre-2021 subsidy cliff is back in force for the 2026 plan year. Households that earn even…...
ACA Premiums Set To Spike For 2027 As Enhanced Tax Credits Lapse
3+ week, 3+ day ago (338+ words) The enhanced subsidies, first added during the pandemic and later extended, expanded eligibility and capped what many buyers paid as a share of their income. Without an extension from Congress, those larger credits expire, and the older, less generous rules…...
Health Insurers Seek 2027 ACA Premium Hikes Up To 30%
3+ mon, 12+ hour ago (455+ words) Health insurers are filing requests for 2027 premium increases of up to 30 percent, according to a June 11, 2026 report, as rising medical costs and the expiration of enhanced federal subsidies push rates higher. Several state regulators are already pushing back on the…...
7 Best Low-Cost Health Insurance Plans for Self-Employed in 2026
3+ mon, 2+ day ago (1718+ words) I also saw patterns. People who saved the most picked plans that matched how they actually use care. A telehealth-heavy plan for light users. A stronger Silver plan with extra cost-sharing reductions when income qualified. You don’t need the most…...
7 Popular Affordable High-Deductible Health Plans (HDHPs) for Self-Employed in 2026
3+ mon, 3+ day ago (1724+ words) An HDHP is a health insurance plan that meets IRS rules for higher deductibles and HSA eligibility. Its core purpose is to lower monthly premiums and pair with a Health Savings Account for tax‑advantaged medical spending. I like to…...
7 Best Cheapest PPO Health Insurance Plans for Self-Employed in 2026
3+ mon, 4+ day ago (1690+ words) In this guide, I rounded up the PPO options I see self‑employed readers choose most often, especially where marketplace PPOs still exist. My team and I constantly research plans, compare network maps, and read policy documents, so you don’t…...