3+ hour, 34+ min ago  (361+ words) Following the expiration of enhanced Affordable Care Act subsidies that made its plan premiums more affordable, many employee participants switched to its lower-premium, higher-deductible bronze option " and traded one financial challenge for another." When ACA subsidies ended at the beginning…...

1+ week, 6+ day ago  (809+ words) Elizabeth Gavino compares it to being pushed out of a nest. When an employee retires after many years on a company-sponsored healthcare plan, they are often handed a COBRA notice and a last paycheck and given little advice about the…...

2+ week, 3+ day ago  (502+ words) For nearly a decade, the conversation surrounding the investment in long-term care (LTC) insurance has emerged as a pressing concern for many individuals and families. Navigating the individual market to find affordable and accessible coverage can be overwhelming, particularly for…...

3+ week, 1+ day ago  (407+ words) AI is turning the traditionally complex, overwhelming process of selecting benefits into a more personalized and easy-to-understand experience. "For many employees, the benefits process feels broken," says Kimberly Dunwoody, a VP at Businessolver and a behavior scientist. "AI is keeping…...

3+ week, 3+ day ago  (703+ words) Workers who expect to live longer in retirement are more likely to plan and save for it, according to a new report from the TIAA Institute. Only one in three Americans can correctly identify how long a 65-year-old will typically…...

3+ mon, 4+ day ago  (577+ words) More Americans are putting their HSA dollars to work through investments, a move experts say could make it easier to cover the medical bills that come with getting older. Around 4 million HSAs " roughly 10% of all accounts " held at least some…...

3+ mon, 3+ day ago  (419+ words) As prescription drug spending continues to climb, employer groups are pressing lawmakers to go beyond surface-level reforms and address structural inefficiencies embedded throughout the drug supply chain. Testifying before the House Energy and Commerce Subcommittee on Health, James Gelfand, president…...

4+ week, 1+ day ago  (421+ words) Healthcare affordability remains the top concern for U. S. employers, with growing demand for transparency, according to a new report. The Purchaser Business Group on Health's (PBGH) annual member survey reveals growing frustration over the persistent rise of healthcare premiums, which are…...

2+ mon, 2+ week ago  (474+ words) All flexible spending accounts (FSAs) have a use-it-or-lose-it structure, but deadline details vary. Making sure employees understand theirs will help them avoid leaving money on the table." "It's estimated that 50% of FSA users will forfeit funds to a missed deadline,…...

3+ mon, 2+ day ago  (423+ words) Employers have experienced sharp increases in their health benefit costs in recent years, and forecasts suggest that 2026 could be even worse. Health plan costs are expected to climb as much as 9% this year, placing immense financial pressure on employers." The…...