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News
United Health launches LSA in latest boost to benefit's popularity
1+ day, 3+ hour ago (684+ words) United Health Care recently introduced a lifestyle spending account (LSA) for employers to offer flexibility to workers in an expanding market of health, wellness and lifestyle benefits, and to keep pace with companies increasingly exploring LSAs to meet the broadening…...
The hidden cost of healthcare: When affording care means putting life on hold
6+ day, 11+ hour ago (389+ words) A recent West Health-Gallup survey found that one-third of American adults — roughly 82 million people — are making quiet, daily tradeoffs in order to afford healthcare. One in ten are skipping meals or driving less to save on gas, while one in…...
Rising health costs push employers to rethink benefits strategies
1+ week, 2+ hour ago (651+ words) Most small and midsize employers saw double-digit healthcare spending increases over the past year, prompting many to explore new health plan funding arrangements to control costs. According to Pareto's 2026 State of Healthcare Spend report, 79% of small and midsize businesses (SMBs)…...
The price variation hiding inside your health plan
1+ week, 1+ day ago (442+ words) I have spent the past year parsing these files for Georgia, including every hospital, every major commercial payer, procedure by procedure. What the data shows should change how benefits managers think about cost. Take cesarean delivery, one of the most…...
The hidden assumption in every benefits strategy
2+ week, 10+ hour ago (928+ words) There is a quiet assumption embedded in almost every benefits strategy in America: We treat insurance companies as if they are healthcare companies. That assumption influences the way brokers advise clients, the way employers structure plans and the way employees…...
The post-subsidy ACA reality: What it means for benefits and the evolving broker role
2+ week, 6+ day ago (648+ words) The Affordable Care Act (ACA) is entering a new phase. The expanded federal premium assistance that helped stabilize the individual insurance market over the past several years officially ended on December 31, 2025. Those enhanced subsidies, which were introduced during the pandemic…...
Employees are living with cancer but their benefits are failing them
3+ mon, 4+ week ago (418+ words) Cancer touches millions of employees and their families each year, yet the benefits meant to support them often fall short of the realities of diagnosis, treatment and recovery. "Unfortunately, there is a big stigma about being diagnosed with cancer and…...
Voluntary eldercare benefit is high-demand, low-cost win for employers
1+ mon, 5+ day ago (473+ words) Nine in 10 HR executives said caregiving has a major impact on absenteeism and productivity, yet only 37% felt secure that their benefits met the eldercare needs of their workforce, according to a new survey from LegalShield. Caring for an aging loved…...
Success in self-insurance hinges on preparation
1+ mon, 1+ week ago (352+ words) For decades, fully insured health plans have been the comfortable choice. They are familiar. Predictable. Easy to explain. When a plan sponsor renews with the same carrier year after year, there's a sense of stability in that decision, even when…...
Alternative health plans: The expectation of familiarity and the execution gap
1+ mon, 2+ week ago (678+ words) Employers aren't exploring alternative health plans out of curiosity. Rising healthcare costs continue to strain budgets, and traditional models leave little room to manage that pressure. Employers face a 9% increase in healthcare costs this year, forcing many organizations to reevaluate…...