News
Chronic Diseases Require Modern Insurance Solutions " Dr K. Thiruchelvam
3+ hour, 50+ min ago (714+ words) A recent survey by the Psoriasis Association of Malaysia highlights structural gaps between existing insurance products and the realities of chronic disease care. A recent survey conducted by the Psoriasis Association of Malaysia (PAM) has identified important gaps in insurance…...
Bukit Gasing Rep Wants Unconditional Coverage Of Pre-Existing Conditions Under Base MHIT
1+ mon, 2+ week ago (489+ words) Bukit Gasing rep Rajiv Rishyakaran demands unconditional coverage of pre-existing conditions under Base MHIT, not just "stable" cases. He asks what percentage of the adult population living with chronic disease would qualify for the health insurance plan. KUALA LUMPUR, April…...
No Look-Back, No Way Forward? Why Malaysia's Insurance Reform Still Leaves HIV Behind" Mohamad Zakifikri Mohamad Nor
1+ mon, 3+ week ago (906+ words) When Bank Negara Malaysia announced plans to introduce a "no look-back" clause for medical insurance, it was framed as a long-overdue step towards fairness. On the surface, the policy signals progress: a move away from retrospective exclusions and towards greater…...
Form Private Health Care Commission To Regulate Health Care Charges, Insurance Premiums
7+ mon, 4+ week ago (702+ words) The Galen Centre demands the formation of a Private Health Care Commission to regulate private health care charges and health insurance premiums, acting as an independent regulator with a clear consumer protection mandate to discipline the private market. The Galen…...
Prudential Paid Out RM1m In Medical Claims To A Policyholder In 2025
2+ mon, 3+ week ago (1573+ words) Prudential paid out RM1. 04 million in claims in one policy year to a policyholder undergoing breast cancer treatment in 2025, saying medical plans with RM50k-RM100k annual limits were common in 2013 but are no longer adequate for today's health care needs. KUALA LUMPUR, March…...
Mi Care Says Limited By Bank Employees" Medical Benefits
6+ mon, 4+ week ago (478+ words) In response to an LOD by nine medical groups over a generic-only policy, Mi Care says it's limited by Hong Leong Bank's staff medical benefits. If a prescribed medicine isn't reimbursable under the employee benefit policies, then the insured must…...
LIAM Alleges Average Medical Insurance Claim Only RM12, 000
3+ mon, 1+ week ago (727+ words) In defending the RM100k annual limit under the Base MHIT plan, LIAM claims that the average medical claim is only RM12, 000, even though many ITOs in the insurance industry regularly tout policies with RM1m or higher annual limits for medical emergencies. KUALA LUMPUR,…...
Analysing The Insurance Industry Publication On Price Ranges For Common Private Health Care Services " Dr Mohamed Rafick Khan
3+ mon, 2+ week ago (855+ words) On February 23, 2025, Persatuan Insurans Am Malaysia (PIAM), the Malaysian Takaful Association (MTA), and the Life Insurance Association Malaysia (LIAM) jointly released an electronic document titled Price Ranges for Common Private Healthcare Services in Malaysia. The publication, available via the three…...
A Comprehensive Strategy To Tackle Medical Inflation " Dr Rajeentheran Suntheralingam, Dr Musa Mohd Nordin, Dr Ahmad Faizal Mohd Perdaus & Dr Sng Kim Hock
3+ mon, 3+ week ago (1529+ words) The authorities must launch an aggressive promotional campaign on an "MHIT Made Simple" Guide, Reference Price Guide for common procedures, and a Health Insurance/Takaful Preparedness Calculator, besides a countdown campaign for Base MHIT launch in 2027. Malaysia stands at a…...
Most Malaysians Can't Raise RM1, 000 Emergency Funds, Base MHIT Deductibles Range RM500 To RM15, 000
4+ mon, 1+ week ago (848+ words) The government's Base MHIT Plan proposes RM500-RM1, 000 deductible under its Standard Plan, and RM10k-RM15k deductibles for the Standard-Plus option. Yet Bank Negara's own annual report says 61% of Malaysians have difficulty raising RM1, 000 in an emergency. KUALA LUMPUR, Jan 30 " The majority of Malaysians likely…...