8+ hour, 51+ min ago  (757+ words) Myth: Adding Medicare Part B is too expensive. Myth: Since I am subject to Income Related Monthly Adjustment Amount (IRMAA) surcharges, it is not worth adding Part B. In 2026, IRMAA affects Medicare enrollments when your Modified Adjusted Gross income from two…...

5+ mon, 2+ week ago  (1015+ words) According to Office of Personnel Management data, as of September 2024, around 5% -- or roughly 100, 000 -- of the federal workforce was older than 65. Considering the large number of employees taking advantage of retirement under the Deferred Resignation Program, some of this group may…...

5+ mon, 3+ week ago  (890+ words) The most reliable source for understanding how your FEHB plan is changing in 2026 is the official plan brochure. Illustration by Open AI Unfortunately, the 12. 3% average enrollee increase in FEHB premiums isn't the only health insurance cost rising next year. Depending…...

4+ week, 2+ hour ago  (765+ words) Are you responsible for converting the currency to dollars and translating the bills into English? You can find out by reviewing your plan brochure (generally this information is found in Section 7) or by contacting your plan's customer service. Be prepared…...

6+ mon, 2+ hour ago  (1287+ words) Most federal employees and annuitants know they are eligible for Medicare benefits at age 65. What's less clear is how and when to enroll in the different parts of Medicare. Here's what to keep in mind as you approach eligibility. 1. Initial…...

3+ mon, 3+ week ago  (285+ words) FEHB coverage remains intact even if you choose to decline Medicare Part B, but enrolling in Part B may help reduce overall medical expenses. designer491 / Getty Images Many federal retirees wonder whether their Federal Employees Health Benefits coverage changes when they…...

4+ mon, 3+ week ago  (863+ words) If you want to take advantage of all the benefit choices available to you and your family, you have much to think about during the current Open Season that ends at midnight (EST) on Monday, Dec. 8. Let's review the ways…...

5+ mon, 2+ week ago  (600+ words) That's a fair question. And for some, it can be a reasonable choice to wait. While Medicare does add a 10% penalty for every 12 months you delay, that penalty isn't as punishing as it first appears. In some cases, waiting can…...

5+ mon, 2+ week ago  (754+ words) Welcome to the start of FEHB Open Season. It's more important than ever to review your options because federal employees will face higher premiums in most plans, fewer choices, and changes to benefits next year. This checklist will guide you…...

5+ mon, 3+ week ago  (404+ words) Sen. James Lankford, R-Okla. , wants to know the status of OPM's health insurance trust funds in the absence of federal employees' premiums caused by the shutdown. ALEX WROBLEWSKI / AFP / Getty Images With the current government shutdown on the precipice of…...