News
Guardian CI Essentials plans go live
5+ hour, 9+ min ago (684+ words) Guardian's new critical illness plans have gone live for advisers and their clients today (15 June). The provider's two new core covers " Critical Illness Essentials and Combined Life and Critical Illness Essentials build on Life Essentials, introduced in 2024 to support households…...
Guardian adds critical illness and combined life value options
1+ week, 4+ day ago (425+ words) Guardian has added two new "core" covers " Critical Illness Essentials and Combined Life and Critical Illness Essentials " to its Essentials range. The provider said these additional covers will give advisers more opportunities to recommend Guardian where clients need value and…...
Dubai broker builds add-on to freeze health insurance premiums for five years
1+ week, 5+ day ago (212+ words) Available on select health insurance plans the add-on is live for residents of Dubai and the Northern Emirates that use the firm's website. The firm said the add-on is priced at a "modest premium" above the standard plan cost but…...
Private healthcare targeting direct to employer schemes as PMI slips - IHPN
1+ mon, 3+ week ago (464+ words) Private hospital groups and clinics increasingly see direct to employer schemes as their biggest opportunity for growth over the next five years. Research from the Independent Healthcare Providers Network's (IHPN) showed a surge in expectation for this approach while prospects…...
Guardian updates portal to view real-time policies, nominated beneficiaries and upgrades
2+ mon, 3+ week ago (502+ words) Guardian has updated its adviser portal to enable users to view real-time cover details, nominated individuals and beneficiaries as well as cover upgrades. The provider said the changes aim to give advisers the tools they need to proactively support their…...
Equipsme set for four-fold member growth and targets 5% average premium rise
2+ mon, 3+ week ago (574+ words) Equipsme has a pipeline which could see it more than quadruple the number of lives covered. The provider claims with its reduced levels of cover it has also maintained premium inflation to a quarter of that reported in the wider…...
CI claims stats need shake-up to better reflect client realities - Higgs
3+ mon, 2+ day ago (359+ words) Protection insurance providers need to shake-up how they report critical illness claims statistics to better reflect the realities of their customers. This is according to Adam Higgs, head of protection at St James Place (pictured furthest right), who was participating…...
IPMI outlook 2026: What employers should do now - United Healthcare Global
3+ mon, 6+ day ago (405+ words) As global workforces continue to evolve, international private medical insurance has entered 2026 under increasing pressure. Employers are facing rising medical costs, more complex global mobility patterns, and higher employee expectations around access, quality and experience. The organisations that respond early…...
More advisers recommending individual critical illness cover - CIExpert
3+ mon, 2+ week ago (363+ words) Almost a third of advisers have changed the way they recommend critical illness cover in the past two years following a campaign spearheaded by a comparison service. Around three in 10 advisers (29%) now promote individual protection policies instead of joint life…...
Protection claims ratios match highest in GI but FCA examining IP
4+ mon, 2+ week ago (710+ words) Claims ratios from pure protection insurance products are generally above 50% and typically higher than most general insurance (GI) products, according to analysis from the Financial Conduct Authority (FCA). Ratios for income protection (IP) were significantly lower than the rest of…...