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Health & Protection
healthcareandprotection. com > private-healthcare-targeting-direct-to-employer-schemes-as-pmi-slips-ihpn > amp

Private healthcare targeting direct to employer schemes as PMI slips - IHPN

9+ hour, 42+ min ago  (464+ words) Private hospital groups and clinics increasingly see direct to employer schemes as their biggest opportunity for growth over the next five years. Research from the Independent Healthcare Providers Network's (IHPN) showed a surge in expectation for this approach while prospects…...

Health & Protection
healthcareandprotection. com > guardian-updates-portal-to-view-real-time-policies-nominated-beneficiaries-and-upgrades

Guardian updates portal to view real-time policies, nominated beneficiaries and upgrades

1+ mon, 9+ hour ago  (502+ words) Guardian has updated its adviser portal to enable users to view real-time cover details, nominated individuals and beneficiaries as well as cover upgrades. The provider said the changes aim to give advisers the tools they need to proactively support their…...

Health & Protection
healthcareandprotection. com > equipsme-set-for-four-fold-member-growth-and-targets-5-average-premium-rise

Equipsme set for four-fold member growth and targets 5% average premium rise

1+ mon, 4+ day ago  (574+ words) Equipsme has a pipeline which could see it more than quadruple the number of lives covered. The provider claims with its reduced levels of cover it has also maintained premium inflation to a quarter of that reported in the wider…...

Health & Protection
healthcareandprotection. com > ci-claims-stats-need-shake-up-to-better-reflect-client-realities-higgs

CI claims stats need shake-up to better reflect client realities - Higgs

1+ mon, 1+ week ago  (359+ words) Protection insurance providers need to shake-up how they report critical illness claims statistics to better reflect the realities of their customers. This is according to Adam Higgs, head of protection at St James Place (pictured furthest right), who was participating…...

Health & Protection
healthcareandprotection. com > ipmi-outlook-2026-what-employers-should-do-now-unitedhealthcare-global

IPMI outlook 2026: What employers should do now - United Healthcare Global

1+ mon, 2+ week ago  (405+ words) As global workforces continue to evolve, international private medical insurance has entered 2026 under increasing pressure. Employers are facing rising medical costs, more complex global mobility patterns, and higher employee expectations around access, quality and experience. The organisations that respond early…...

Health & Protection
healthcareandprotection. com > more-advisers-recommending-individual-critical-illness-cover-ciexpert > amp

More advisers recommending individual critical illness cover - CIExpert

2+ mon, 9+ hour ago  (363+ words) Almost a third of advisers have changed the way they recommend critical illness cover in the past two years following a campaign spearheaded by a comparison service. Around three in 10 advisers (29%) now promote individual protection policies instead of joint life…...

Health & Protection
healthcareandprotection. com > protection-claims-ratios-match-highest-in-gi-but-fca-examining-ip

Protection claims ratios match highest in GI but FCA examining IP

2+ mon, 3+ week ago  (710+ words) Claims ratios from pure protection insurance products are generally above 50% and typically higher than most general insurance (GI) products, according to analysis from the Financial Conduct Authority (FCA). Ratios for income protection (IP) were significantly lower than the rest of…...

Health & Protection
healthcareandprotection. com > health-protection-awards-2026-opens-to-adviser-entries-with-new-category-for-business-protection

Health & Protection Awards 2026 opens to adviser entries with new category for business protection

3+ mon, 3+ day ago  (276+ words) The UK Health & Protection Awards 2026 has launched and is now open for adviser entries, including a new category for business protection advice. Health & Protection would also like to thank all those who are sponsoring the awards. This year's adviser awards…...