News
Skyrocketing health care costs threaten early retirement
3+ mon, 1+ day ago (513+ words) Rising health care costs threaten early retirement for Americans 50 to 64. With enhanced ACA subsidies expired, premiums may double or triple, reaching $16, 500 for some. Congress may extend relief, but uncertainty persists. Many haven't planned for these expenses, making careful financial preparation…...
Argyle integrates with Vesta LOS for mortgage verifications
2+ week, 16+ hour ago (456+ words) Argyle has integrated its direct-source, consumer-permissioned income, employment and asset verification platform into Vesta's AI-native loan origination system. Lenders using Vesta can now order, view and refresh Argyle reports from within the LOS, reducing manual processes and system switching. " AI…...
Credit Karma launches AI mortgage refinancing powered by Better
1+ mon, 3+ day ago (426+ words) Better Home and Finance is powering Credit Karma Home Loans, an AI-driven refinance platform. The tool offers preapproval in as few as five clicks and refinance completion in as little as 10 days, using Better's Tinman AI and the Betsy voice…...
Floify launches Dynamic Apps 2. 0 to support HELOC, specialty lending
1+ mon, 3+ day ago (448+ words) Floify has launched Dynamic Apps 2. 0, a configurable enhancement to its mortgage point-of-sale platform that enables lenders to build custom digital applications by loan type and borrower scenario. The update supports HELOCs, construction, agricultural, non-QM and other specialty products within a…...
Milliman finds 65-year-olds need $135 K for long-term care
1+ mon, 1+ week ago (648+ words) A Milliman report says the average 65-year-old should save $135, 000 for long-term care, with women facing higher costs due to longer lifespans. Needs vary widely by health, gender and location. Researchers suggest the need for a national long-term care insurance program,…...
Better launches Chat GPT-based mortgage credit decision engine
1+ mon, 1+ week ago (672+ words) Better launched a Tinman AI credit decision engine app for Chat GPT Enterprise using an MCP connector. The company says lenders can connect guidelines, pricing and CRM data to receive decision-ready underwriting in minutes." AI Summary Better. com has launched…...
Addy AI integrates with ICE Encompass for loan officer workflows
1+ mon, 2+ week ago (288+ words) Addy AI announced an integration with ICE Mortgage Technology to bring its loan officer workflow tools into Encompass. The product generates AI processing checklists, turns findings into next steps and supports trackable document requests to catch gaps earlier." AI Summary…...
UMortgage launches flat-fee model to recruit 1, 000 loan officers
1+ mon, 3+ week ago (499+ words) UMortgage is shifting to a flat-fee compensation model, waiving fees for loan officers after 50 loans per year, with plans to grow its sales force to 1, 000 by December." AI Summary UMortgage is rolling out a flat-fee broker model that waives certain…...
AI training for loan officers: Why AI proficiency is critical for helping borrowers
2+ mon, 3+ day ago (1040+ words) Mortgage lending has always been a high-trust profession. Borrowers don't come to a loan officer looking for a generic answer. They come looking for clarity. What can I afford? What do I qualify for? What's the smartest path given my…...
Fewer Medicare Advantage plans could impact seniors
2+ mon, 1+ week ago (400+ words) Rising medical costs and nearly flat Medicare Advantage rate increases are pushing major insurers to exit markets, threatening coverage options for seniors. United Healthcare, Elevance, Aetna and Humana have scaled back plans as margins tighten. Industry groups warn flat funding…...