9+ hour, 12+ min ago   (838+ words) Most middle-class Americans are planning to use Medicare to pay for long-term care in retirement, but there’s a serious problem with that strategy: Medicare explicitly does not cover those costs. According to new survey data by the American Council of…...

4+ day, 2+ hour ago   (558+ words) Employee participation in workplace health savings accounts jumped sharply in 2025, according to new survey data, even as most employers still haven't positioned the accounts as part of a long-term retirement strategy. The Plan Sponsor Council of America's 2026 Health Savings Account…...

1+ week, 3+ day ago   (613+ words) The cost of healthcare in retirement has been a theme in recent reports, but the sharp rise in medical-related costs is also a major issue for many Americans who are still working. More than half of American workers who have…...

2+ week, 2+ day ago   (693+ words) Health savings account balances reached an all-time high in 2024, according to new research. But the Employee Benefit Research Institute data also reveals a stubborn gap between what Americans are saving and what they are likely to need. The average HSA…...

2+ week, 3+ day ago   (501+ words) With the rising cost of healthcare proving a key financial concern for retirees, Medicare Advantage plan members are facing a mounting financial squeeze, and their health insurers are largely failing to help them navigate it. According to the J.D. Power 2026 U.S. Medicare…...

1+ mon, 6+ day ago   (496+ words) Adults who spend decades in financial hardship show measurable declines in memory and processing speed by middle age and are more likely to experience accelerated brain atrophy later in life, according to long-term research. The academic study suggests that the…...

1+ mon, 1+ week ago   (457+ words) A 65 year old retiring this year should budget an average of $185,500 to cover health care and medical costs across retirement; a 7.5% jump from last year's projection. The figure comes from Fidelity Investments' 25th annual Retiree Health Care Cost Estimate, which attributes…...

1+ mon, 2+ week ago   (461+ words) More than four in 10 Americans put off medical treatment over the past year because of the cost of living, according to new survey data, while separate research shows that even people with active coverage often struggle to get prescribed medications…...

2+ mon, 1+ week ago   (513+ words) Luke Lee, the founder and CEO of bankrupt Inspired Healthcare Capital, and its creditors are now in a tussle over insurance that could cover millions of dollars of legal fees for Lee at some point in the future. Inspired Healthcare…...

2+ mon, 2+ week ago   (798+ words) A deeply ingrained savings culture has left millions of Americans psychologically unprepared for the transition to spending in retirement, creating a ‘decumulation planning gap.’ Just 28% are comfortable with the prospect of their retirement savings declining to cover everyday living costs…...