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Live Law
livelaw.in > amp > consumer-cases > insurer-cant-restrict-stem-cell-therapy-claim-using-modern-treatment-clause-ernakulam-consumer-commission-543005

Insurer Can't Restrict Stem Cell Therapy Claim Using 'Modern Treatment' Clause: Ernakulam Consumer Commission

3+ hour, 5+ min ago   (132+ words) The Commission observed that the purpose of health insurance is to indemnify genuine hospitalisation expenses and that the applicable regulatory framework issued by the Insurance Regulatory and Development Authority of India (IRDAI) must be followed to ensure policyholders are not…...

Live Law
livelaw.in > amp > consumer-cases > insurance-claim-rejection-over-25-hour-shortfall-arbitrary-thrissur-consumer-commission-holds-star-health-liable-533192

Insurance Claim Rejection Over 2.5-Hour Shortfall Arbitrary: Thrissur Consumer Commission Holds Star Health Liable

2+ mon, 2+ week ago   (398+ words) The District Consumer Disputes Redressal Commission, Thrissur, comprising C.T. Sabu (President), Sreeja S. (Member) and Ram Mohan R. (Member), held Star Health and Allied Insurance Company Ltd. liable for deficiency in service for rejecting a COVID-19 insurance claim on the ground of shortfall…...

Live Law
livelaw.in > consumer-cases > insurance-claim-cannot-be-rejected-without-proof-of-pre-existing-disease-delhi-state-commission-directs-insurer-to-pay-20-lakh-532782

Insurance Claim Cannot Be Rejected Without Proof Of Pre-Existing Disease: Delhi State Commission Directs Insurer To Pay ₹20 Lakh

2+ mon, 3+ week ago   (279+ words) 4 May 2026 5:04 PM IST The appellant/complainant's husband had obtained a life insurance policy under the “India First Group Credit Life Plan” for a sum assured of ₹20 lakh by paying a one-time premium. The policy commenced on 20.06.2012. Following his death on…...

livelaw.in
livelaw.in > high-court > bombay-high-court > insurance-companies-must-show-high-level-of-professionalism-diligence-while-vetting-application-for-porting-policy-bombay-high-court-521575

Insurance Companies Must Show High Level Of Professionalism & Diligence While Vetting Application For Porting Policy: Bombay High Court

5+ mon, 3+ week ago   (235+ words) 2 Feb 2026 8:04 PM IST Insurance companies when accepting porting of a policy must show highest level of professionalism and due diligence in vetting the customer's previous insurance claim history and then take an 'informed' decision, the Bombay High Court ruled recently....

livelaw.in
livelaw.in > consumer-cases > misrepresentation-valid-ground-for-repudiation-of-insurance-claim-uttarakhand-state-commission-dismisses-deficiency-complaint-against-national-insurance-296263

Misrepresentation Valid Ground For Repudiation Of Insurance Claim: Uttarakhand State Commission Dismisses...

1+ year, 3+ week ago   (305+ words) The Uttarakhand State Commission, presided by Ms. Kumkum Rani and Mr. C.M. Singh, overturned the District Commission's decision and dismissed a deficiency in service complaint against National... The Uttarakhand State Commission, presided by Ms Kumkum Rani and Mr Singh, overturned the…...

livelaw.in
livelaw.in > consumer-cases > kupwara-consumer-commission-holds-oriental-insurance-liable-for-denial-of-livestock-claim-311258

Kupwara Consumer Commission Holds Oriental Insurance Liable For Denial Of Livestock Claim

8+ mon, 1+ day ago   (214+ words) 26 Nov 2025 5:40 PM IST Brief Facts of the Case: Left with no other option and facing financial hardship due to the insurer's failure to honour the policy, the complainant approached the Consumer Commission seeking release of the insured amount along with…...

livelaw.in
livelaw.in > consumer-cases > karnataka-state-consumer-disputes-redressal-commission-dismisses-complaint-against-oriental-insurance-over-repudiation-of-health-insurance-claim-310930

Karnataka State Consumer Disputes Redressal Commission Dismisses Complaint Against Oriental Insurance Over Repudiation Of Health Insurance Claim

8+ mon, 3+ day ago   (262+ words) 24 Nov 2025 12:14 PM IST The Karnataka State Consumer Disputes Redressal Commission, comprising T.G. Shivashankare Gowda (President) and Divyashree M. (Lady Member), dismissed the complaint against Oriental Insurance Company Ltd. The Commission allowed the appeal and held that enhanced coverage was not operative at…...

livelaw.in
livelaw.in > consumer-cases > oriental-insurance-held-liable-for-unjustified-claim-repudiation-orders-reimbursement-and-compensation-title-change-310549

Oriental Insurance Held Liable For Unjustified Claim Repudiation; Orders Reimbursement And Compensation

8+ mon, 1+ week ago   (228+ words) 20 Nov 2025 9:22 AM IST The Thrissur Consumer Disputes Redressal Commission bench comprising C.T Sabu, President, Sreeja S, Member and Ram Mohan R, Member has held Oriental Insurance Co. Ltd. liable for repudiating the claim of the complainant on unfounded grounds. It…...

livelaw.in
livelaw.in > consumer-cases > kerala-consumer-commission-insurance-denial-valid-claim-compensation-309316

'Insurance Is A Safety Net, Not Hurdle': Kerala Consumer Forum Raps Insurer For Denying Valid Claim, Imposes Cost

8+ mon, 2+ week ago   (594+ words) 10 Nov 2025 10:18 AM IST The District Consumer Disputes Redressal Commission, Ernakulam recently ordered Future Generali India Insurance Company Ltd. and Future General Health (FGH) to pay the balance hospital bill and a compensation of Rs. 30,000 to a policy holder for denying…...