30+ min ago   (608+ words) In a significant ruling for health insurance policyholders, a consumer forum has held that insurers cannot mechanically invoke a waiting-period clause to reject a claim unless they can establish that the illness was pre-existing. The Mumbai Suburban District Consumer Disputes…...

2+ day, 9+ hour ago   (314+ words) Retirement planning is not just about building a large corpus that looks sufficient on paper. It is also about ensuring that the money lasts throughout your lifetime and provides a regular income after you stop working. Once you buy an…...

2+ day, 21+ hour ago   (362+ words) National Payments Corporation of India (NPCI) on Thursday launched new features on the Unified Payments Interface (UPI), including a tap-to-pay facility and a single window to track transactions and access UPI-related services. The features were launched by Reserve Bank of…...

3+ day, 4+ hour ago   (356+ words) Porting is a mere application, not a guaranteed transfer. The new insurer reviews your age, medical history, and claims record and may decline it. It may say “yes” but with conditions: a higher premium, a co-payment clause, or exclusion of…...

3+ day, 10+ hour ago   (1024+ words) Retirement planning does not end with building a retirement corpus. Once regular salary income stops, the bigger challenge is managing that corpus so it can meet day-to-day expenses, fund lifestyle goals and continue growing for the later years of retirement....

4+ day, 1+ hour ago   (550+ words) For health insurance policyholders, understanding the rules insurers must follow during the claim and grievance process can be extremely useful. These protections become particularly important when cashless approval is delayed, discharge gets held up, an earlier medical disclosure is questioned,…...

4+ day, 2+ hour ago   (434+ words) The proposed public insurance registry (PIR) could change how you buy and manage insurance. It would connect records across insurance companies, allowing information sharing with your permission. Here are 6 changes the proposal could bring, and the challenges that remain. Today,…...

4+ day, 9+ hour ago   (556+ words) A health insurance claim cannot necessarily be rejected merely because a particular treatment did not require hospitalisation, especially when the treatment is part of the continuing management of a disease covered by the policy. A recent Karnataka High Court ruling…...

4+ day, 11+ hour ago   (936+ words) Buying a health insurance policy with a ₹10 lakh or ₹20 lakh sum insured can give consumers a sense of financial security, but the headline cover does not necessarily mean the insurer will pay the entire hospital bill. Room-rent caps, disease-specific sub-limits,…...