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livemint.com > money > personal-finance > 10-lakh-health-insurance-does-not-mean-10-lakh-payout-here-s-why-your-insurer-may-pay-less-than-the-hospital-bill-11788918410671.html

???10 lakh health insurance does not mean???10 lakh payout; Here???s why your insurer may pay less than the hospital bill

1+ hour, 17+ min ago   (936+ words) Buying a health insurance policy with a ₹10 lakh or ₹20 lakh sum insured can give consumers a sense of financial security, but the headline cover does not necessarily mean the insurer will pay the entire hospital bill. Room-rent caps, disease-specific sub-limits,…...

mint
livemint.com > money > personal-finance > health-insurance-claim-rejected-despite-paying-premiums-6-reasons-policyholders-should-know-before-filing-a-claim-11788861813759.html

Health insurance claim rejected despite paying premiums? 6 reasons policyholders should know before filing a claim

16+ hour, 58+ min ago   (707+ words) Having an active health insurance policy and paying premiums on time does not guarantee that every hospitalisation will result in a claim payout. Insurers assess claims against the policy's terms and conditions, including waiting periods, exclusions, medical necessity and documentation…...

mint
livemint.com > money > personal-finance > emergency-fund-vs-health-insurance-which-should-you-prioritise-first-expert-explains-why-you-need-both-11788773491085.html

Emergency fund vs health insurance: Which should you prioritise first? Expert explains why you need both

1+ day, 17+ hour ago   (876+ words) When money is tight, many people face a common personal finance dilemma about if they should build an emergency fund first or spend on health insurance. Financial planners say the two serve different purposes and should not be treated as…...

mint
livemint.com > focus > gigworker-levy-turnover-linked-formula-seen-as-more-proportionate-than-transaction-based-levy-analysts-11788670189813.html

Gig-worker levy: Turnover-linked formula seen as more proportionate than transaction-based levy: Analysts

2+ day, 22+ hour ago   (1570+ words) New Delhi, Sep 6 (PTI) As India moves to operationalise social security contributions for gig and platform workers, a seemingly technical design choice could carry outsized consequences for different segments of the platform economy: whether aggregators should contribute based on annual…...

mint
livemint.com > money > personal-finance > retiring-at-45-why-the-4-rule-may-not-work-for-your-mutual-fund-corpus-and-what-early-retirees-can-do-11788586137256.html

Retiring at 45? Why the 4% rule may not work for your mutual fund corpus and what early retirees can do

2+ day, 23+ hour ago   (955+ words) Retiring early is only half the financial challenge. The bigger question is how to make your retirement corpus last for the next 40 years or more without being forced to sell equity investments when markets are falling. For someone retiring in…...

mint
livemint.com > money > unknown-sim-linked-to-your-aadhaar-check-before-its-too-late-heres-how-to-identify-11788617994932.html

Unknown SIM linked to your Aadhaar? Check before it's too late; here's how to identify

3+ day, 12+ hour ago   (283+ words) The government has made digital Know Your Customer (KYC), or e-KYC, mandatory for getting a new mobile SIM connection. It has also banned the issuance of bulk SIM cards to general consumers as part of measures to prevent telecom-related fraud,…...

mint
livemint.com > money > personal-finance > delivery-ride-hailing-home-services-gig-worker-earn-2-5x-rs-138-hour-compare-similar-formal-informal-jobs-redseer-report-11788538598093.html

Delivery, ride-hailing and home services??? Gig workers earn 2.5x compared to similar formal and informal jobs: Report

4+ day, 9+ hour ago   (260+ words) Across delivery, ride-hailing and home services, gig workers make average net earnings of around ₹138 per hour — 2.5 times the ₹54 per hour earned in comparable formal and informal jobs, a report by Redseer Strategy Consultants found. More than 90% choose part-time participation as…...

mint
livemint.com > money > student-term-insurance-when-does-it-make-sense-and-who-should-consider-it-11788536771074.html

Student Term Insurance: When does it make sense and who should consider it?

4+ day, 10+ hour ago   (559+ words) Term insurance is traditionally associated with working individuals who have financial dependants, but insurers are increasingly offering policies aimed at young students. These plans are designed to provide financial protection at a time when many students are pursuing higher education…...

mint
livemint.com > money > lock-in-low-premiums-why-buying-health-insurance-in-your-20s-can-save-you-lakhs-later-11788525903534.html

Lock in low premiums: Why buying health insurance in your 20s can save you lakhs later

4+ day, 11+ hour ago   (153+ words) Securing an individual insurance policy around age 25 while in good health unlocks financial and structural perks, including lower starting premiums and the ability to clear required waiting periods before medical issues arise. This raises an important question: Should you invest…...

mint
livemint.com > companies > news > hca-healthcare-layoffs-hospital-cuts-corporate-and-support-jobs-amid-rising-costs-11788446039713.html

HCA Healthcare layoffs: Hospital cuts corporate and support jobs amid rising costs | Company Business News

5+ day, 12+ hour ago   (375+ words) HCA Healthcare has eliminated a “small percentage” of positions across its corporate office and support functions, the Nashville, Tennessee-based hospital operator confirmed to Becker’s on September 2. The company did not disclose the exact number of jobs affected. HCA said the…...