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The Medicare IRMAA Cliff: What TSP Withdrawals Can Trigger
1+ hour, 20+ min ago (733+ words) Financial Planning Resources for Federal & Postal Employees July 31, 2026 My Federal Retirement Here’s what IRMAA is, how it’s calculated, why federal retirees are especially exposed to it, and what you can actually do about it. IRMAA stands for Income-Related Monthly Adjustment…...
Will Medicare's Prescription Drug Price Negotiation Program Lower Your Costs?
2+ week, 1+ day ago (578+ words) Financial Planning Resources for Federal & Postal Employees July 16, 2026 My Federal Retirement For decades, Medicare generally could not negotiate prescription drug prices directly with pharmaceutical manufacturers. That changed when Congress created the Medicare Drug Price Negotiation Program through the Inflation Reduction…...
Should Federal Retirees Enroll in Medicare Part B? The Decision Is Getting More Expensive
1+ mon, 5+ day ago (97+ words) Financial Planning Resources for Federal & Postal Employees June 26, 2026 My Federal Retirement If you’re approaching age 65 or already retired under FERS or CSRS, it is important to weigh your healthcare options before making a decision that could affect both your coverage…...
Why Federal Employees Should Sort Out Medicare Myths
2+ mon, 3+ day ago (99+ words) Financial Planning Resources for Federal & Postal Employees May 28, 2026 My Federal Retirement Misinformation about how Medicare B works with the Federal Employees Health Benefits (FEHB) program causes much of the confusion and complication on this topic. Common assumptions about Medicare Part…...