News

The Press Democrat
pressdemocrat. com > 04/11/2026 > how-spending-shocks-affect-retirement-planning

How spending shocks affect retirement planning

1+ week, 8+ hour ago  (191+ words) By Christine Benz of Morningstar Further complicating matters for young retirees is that many individuals wish to delay Social Security to increase their eventual benefits. At the same time, delaying Social Security can necessitate higher withdrawals in the early part…...

The Press Democrat
pressdemocrat. com > 11/07/2025 > health-insurance-premiums-set-to-soar-for-29000-sonoma-napa-enrollees-as-subsidies-near-expiration

Health insurance premiums set to soar for 29, 000 Sonoma, Napa enrollees as subsidies near expiration

5+ mon, 1+ week ago  (1021+ words) More than 23, 000 residents in Sonoma County and 5, 800 in Napa County could see their health insurance bills soar next year if Congress fails to extend pandemic-era premium subsidies, according to Covered California, the state's health insurance exchange. Those residents, who purchase…...

The Press Democrat
pressdemocrat. com > 08/15/2025 > covered-california-health-insurance-will-cost-more-in-2026-heres-whats-behind-the-double-digit-increase-3

Covered California health insurance will cost more in 2026. Here's what's behind the double-digit increase

8+ mon, 3+ day ago  (679+ words) Californians who get their health insurance through the state's marketplace will see premiums increase by an average of 10. 3% next year. Covered California officials on Thursday announced the first double-digit rate increase since 2018, saying it represents a "confluence" of factors putting…...

The Press Democrat
pressdemocrat. com > 10/17/2025 > california-hospitals-are-suing-over-the-states-efforts-to-curb-their-spending

California Hospital Association sues state over efforts to curb spending

6+ mon, 1+ day ago  (406+ words) California hospitals filed a lawsuit against a state health regulator Wednesday, seeking to block rules meant to keep consumer health care costs from growing too quickly. The state Office of Health Care Affordability sets limits on health care spending, capping…...

The Press Democrat
pressdemocrat. com > 09/18/2025 > the-power-of-two

The Power of Two: Are level-funding, captives the future of small business health insurance?

7+ mon, 1+ hour ago  (480+ words) The Challenge with Traditional Insurance When insured by a fully insured plan, employers pay a fixed monthly premium to an insurance carrier. The carrier assumes all the risk, pays claims, and then adjusts premiums each year based on overall pool…...

The Press Democrat
pressdemocrat. com > 09/13/2025 > california-counties-including-sonoma-struggling-under-skyrocketing-insurance-costs

California counties, including Sonoma, struggling under skyrocketing insurance costs

7+ mon, 5+ day ago  (1360+ words) Home and business owners aren't the only ones struggling to manage rising insurance costs in the North Bay and across California. Counties are too, and it's forcing tough conversations about how to maintain public services in places, including Sonoma County,…...

The Press Democrat
pressdemocrat. com > article > news > she-kept-challenging-one-of-californias-biggest-health-insurers-then-it

She kept challenging one of California's biggest health insurers. Then, it tried to cut her off

8+ mon, 3+ week ago  (1674+ words) A California addiction center found a way to compel Anthem to cover patients it rejected. Their dispute reflects a broader tug-of-war in mental health treatment. The letter from Anthem landed on Bernadette Cattaneo's desk on a sunny day in June…...

The Press Democrat
pressdemocrat. com > article > news > dreamers-health-insurance

2, 300 California "Dreamers" are about to lose their health care coverage

8+ mon, 1+ week ago  (502+ words) The Trump administration has reversed a rule that allowed undocumented immigrants who were brought to the U. S. as kids to buy health insurance on Affordable Care Act marketplaces. In California, that means about 2, 300 Dreamers must find health insurance elsewhere or go…...

The Press Democrat
pressdemocrat. com > article > trending > unitedhealth-says-it-is-under-a-federal-investigation-and-cooperating

United Health says it is under a federal investigation and cooperating

8+ mon, 3+ week ago  (273+ words) Shares of United Health Group slipped Thursday after the health care giant said it was under a Department of Justice investigation. The company said it has started complying with both criminal and civil requests from federal investigators and it was…...

The Press Democrat
pressdemocrat. com > article > news > how-the-gop-budget-bill-will-affect-the-cost-of-california-health-insurance

How the GOP budget bill will affect the cost of California health insurance

8+ mon, 3+ week ago  (777+ words) The GOP budget bill made significant changes to Covered California, which experts and insurers say will increase out-of-pocket costs for consumers. Heather Altman quit her corporate job and opened an environmental consulting business in 2014 when the Affordable Care Act made…...