News
Synchrony Moves Dental Financing Beyond the Credit Score
1+ hour, 54+ min ago (945+ words) Alternative underwriting that looks at payment behavior and cash flow could open dental care to patients that a single credit score would turn away. Presenting financing at the point of care keeps patients from stripping down treatment plans to hit…...
Visa Direct Takes On Healthcare's Paper Payout Problem
6+ day, 1+ hour ago (882+ words) Three-quarters of healthcare payouts still leave by check, costing the industry in fraud, delays and eroding patient trust. A fragmented ecosystem of insurers, providers and regulators keeps real-time disbursements stuck in legacy payout mode. CFOs recognize that card-based instant payouts…...
Moving At The Speed Of Life: Why Real-Time Payments Matter For Healthcare Insurance Payouts
1+ week, 1+ day ago (187+ words) PYMNTS. com Moving At The Speed Of Life: Why Real-Time Payments Matter For Healthcare Insurance Payouts For "The Power of Now: Moving At The Speed Of Life: Why Real-Time Payments Matter For Healthcare Insurance Payouts," a collaboration with Visa Direct,…...
PYMNTS | Healthcare Payouts Need Real-Time Rails
1+ week, 1+ day ago (75+ words) PYMNTS Intelligence surveyed 120 U. S. healthcare insurance executives between December 2025 and January 2026 for this study. All respondents hold in-depth knowledge of and decision-making responsibility for the ways their organizations issue payouts to individual members. Target Uses NBCUniversal's Shoppable TV to Pitch Summer…...
Cutting Back Isn't Working: Why Doing More, Not Less, Is the Only Strategy That Helps
3+ week, 4+ day ago (746+ words) The personal savings rate fell to 2. 6% in April, the lowest level in four years, as spending continued to outpace income growth. PYMNTS Intelligence found that 80% of Pressure-Driven Cutback Consumers reduced everyday spending, but only 19% said their coping strategies were very…...
Merchants Eye Back-End Costs as Crypto Cards Push Into Checkout
1+ mon, 3+ day ago (298+ words) Crypto payment adoption may depend less on consumer demand and more on whether merchants can rely on enterprise-grade settlement, reconciliation, liquidity and fraud controls behind the scenes. PSPs are emerging as key intermediaries, helping merchants integrate crypto payments into existing…...
Less Than a Quarter of Consumers Get Instant Insurance Payouts
1+ mon, 2+ week ago (369+ words) Insurance carriers are learning that the claims experience no longer ends when a claim is approved. In fact, the experience ends when the money arrives, and for many policyholders, faster access to funds now matters as much as the settlement…...
Insurance Denials Meet Their Match in AI-Powered Appeals
1+ mon, 4+ week ago (377+ words) A patient is denied coverage for a drug he has taken for 18 years. His insurer says he should try a cheaper alternative. He finds an AI tool, submits his case and sends the resulting letter to his insurer. The denial…...
65% Call Insurance Essential. Why Most Spending Isn't So Clear-Cut
2+ mon, 1+ day ago (1327+ words) Picture two families living four miles apart in the same mid-sized American city. Both earn about $85, 000 a year. Both have two kids in elementary school. On paper, they are demographic twins. Same line item. Same income. Same city. One household…...
United Health Spends $1. 5 Billion on AI and Wants Double Back
2+ mon, 1+ day ago (914+ words) The company's first quarter 2026 earnings call made clear how far that shift has already gone. AI is now embedded in the core transaction layer across claims adjudication, prior authorization, pharmacy approvals and provider payments. Phone calls, manual reviews and multiday…...