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News

The Hearty Soul
theheartysoul.com > medicare-two-year-lookback-rule

Medicare's Two-Year Lookback Rule Is Costing Retirees Thousands

2+ hour, 28+ min ago   (582+ words) A single retiree withdraws $130,000 from an inherited IRA in 2024, pays the taxes, and moves on. Two years later, she opens a letter from Social Security telling her that her Medicare Part B premium has jumped by hundreds of dollars a…...

The Hearty Soul
theheartysoul.com > employer-medicaid-fees

New Jersey charges employers with workers on Medicaid. Other states may be next.

2+ week, 4+ day ago   (573+ words) Amazon, the largest employer of Medicaid recipients in New Jersey, had roughly 5,600 workers on the public health plan at the time the state collected its data – plus more than 10,000 of their dependents. That means taxpayers, not Amazon, were picking up…...

The Hearty Soul
theheartysoul.com > medicare-advantage-switching

More Retirees Are Switching From Advantage to Original Medicare. Here's Why

1+ mon, 1+ day ago   (391+ words) No single issue has done more to push retirees toward Medicare Advantage switching than prior authorization – the requirement that a plan approve a treatment, test, or specialist visit before it happens. The scale of coverage refusal also has a documented…...

The Hearty Soul
theheartysoul.com > medicare-enrollment-deadline

Medicare Timing Mistake Could Follow You for Life

1+ mon, 3+ day ago   (1073+ words) Missing your Medicare enrollment deadline by even a single day costs nothing. Missing it by two years locks in a 20% premium surcharge that follows you for the rest of your life. That’s the math most people turning 65 don’t see coming…...

The Hearty Soul
theheartysoul.com > medicare-plans-changes-2026

Medicare Plans Are Changing. What Seniors Must Know

1+ mon, 1+ week ago   (787+ words) Relationships & Sociology Expert Medicare’s Part B premium crossed $200 a month for the first time this year. That’s a fact that lands differently when you’re on a fixed income, watching each dollar of your Social Security check get allocated before it…...

The Hearty Soul
theheartysoul.com > medicare-drug-plan-2026

Key Reasons Retirees Should Reconsider Enrolling in a Standalone Medicare Drug Plan in 2026

1+ mon, 2+ week ago   (162+ words) None of this means standalone Part D is a bad deal. For many people, it remains exactly the right choice. But picking the right path requires understanding three specific situations where the default choice either costs more than it should…...

The Hearty Soul
theheartysoul.com > government-benefits-unclaimed

5+ Government Benefits Most Americans Are Leaving on the Table

1+ mon, 3+ week ago   (946+ words) Relationships & Sociology Expert Most Americans never stop to consider how much money they’re quietly entitled to. Not lottery winnings, not a windfall, not a hidden savings account. Government benefits – programs funded by taxpayer dollars and designed specifically to support people…...

The Hearty Soul
theheartysoul.com > medicaid-work-requirements

Medicaid Changes May Cause 'Avoidable' Harm For Some Patients

1+ mon, 3+ week ago   (768+ words) Relationships & Sociology Expert That question is now at the center of a rapidly accelerating policy debate, as patient advocates, state governments, and health policy researchers race to understand what the rules will mean in practice, not just on paper The…...

The Hearty Soul
theheartysoul.com > weird-insurance-claims

Wildly Specific Insurance Claims That Were Actually Covered

1+ mon, 4+ week ago   (583+ words) The cases in this article are not urban legends. They were reported by insurance professionals, covered by journalists, or litigated in actual courts. Some of them will make you laugh. A few will make you check your own policy. All…...

The Hearty Soul
theheartysoul.com > medicare-2027-changes

5 Major Changes to Medicaid Coverage That Americans Must Know for 2027 Before Things ‘Fundamentally’ Shift

2+ mon, 2+ hour ago   (750+ words) Most Americans don’t spend much time thinking about Medicare until they need it. Then, suddenly, the rules, the ratings, the coverage gaps, and the plan options feel enormous. Right now, that calculus is shifting again, and the changes are real....