49+ min ago   (250+ words) Whalesbook For years, India’s insurance sector operated under strict caps on commission payouts, a rule intended to limit intermediary costs However, these regulations often led to unintended consequences Between 2018 and 2022, investigations revealed that several insurers bypassed these limits by…...

2+ hour, 23+ min ago   (289+ words) Whalesbook On August 3, 2026, the General Insurance Council (GIC) issued a clarification regarding its guidelines for hospital admissions involving fever and infectious diseases The Council stated that these guidelines serve as an evidence-based framework rather than a mandatory directive The primary…...

4+ day, 8+ hour ago   (269+ words) Whalesbook AstraZeneca Pharma India has launched a new group cancer care insurance policy, marking a shift in how Indian corporations approach high-cost medical liabilities for their workforce By partnering with insurance brokers, the company has created a top-up layer that…...

4+ day, 21+ hour ago   (281+ words) Whalesbook Mahesh Balasubramanian, CEO of Kotak Life Insurance, has reinforced the importance of the human-led distribution model in the Indian insurance sector He maintains that agents, bancassurance, and direct channels remain the backbone of the industry, especially as the sector…...

1+ week, 3+ day ago   (276+ words) Whalesbook A recent case involving a denied claim for knee replacement surgery serves as an important reminder for policyholders to understand the specific terms of their health insurance contracts The claim was declined because the surgery took place only three…...

1+ week, 4+ day ago   (270+ words) Whalesbook The Supreme Court has clarified that insurance providers bear the responsibility of explicitly listing all exclusions within their policy documents In a ruling involving an appeal by Oriental Insurance Co regarding a 2010 accident in Nepal, the court affirmed that…...

1+ week, 4+ day ago   (319+ words) Whalesbook Medical inflation in India is moving faster than many household budgets, making it necessary for families to re-evaluate their health insurance coverage In major metropolitan centers such as Mumbai, Delhi, Bengaluru, Hyderabad, Chennai, and Pune, the cost of a…...

1+ week, 5+ day ago   (324+ words) Whalesbook The Indian government has officially expanded the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) to include every citizen aged 70 and older, irrespective of their financial status This expansion removes the previous income-based criteria that limited the scheme to…...

1+ week, 5+ day ago   (317+ words) Whalesbook Niva Bupa Health Insurance has reinforced its long-term strategy to prioritize individual and family health insurance products over corporate group plans Despite the scale often associated with corporate group contracts, the company maintains that its retail segment, which currently…...

1+ week, 6+ day ago   (263+ words) Whalesbook The Indian non-life insurance sector recorded an 18% year-on-year increase in gross written premiums during June 2026 This data suggests a recovery for the industry following a period of slower growth earlier in the year The primary drivers behind this improvement…...